Supply Chain Finance

Overview

Oracle Banking Supply Chain Finance (OBSCF) is a comprehensive digitized end-to-end solution that supports the full lifecycle of supply chain finance across receivables and payables offering supplier cen­tric financing and buyer centric financing. The solution addresses each of the supply chain processes from design through execution thereby enabling banks to optimize the working capital and supply chain operations of their corporate customers. Its unique value lies in its ability to provide the business with predefined processes and a world-class framework that takes care of business risk and compliance needs.

Benefits

 •   Suppliers are paid early

 •   Buyers can extend their payment terms 

 •   Financial Institutions get their fee income at less risk and less cost.

OBSCF requires the involvement of its platform which enables the interaction between all the parties of the trade. OBSCF also needs an involvement of external finance provider i.e. Bank who settles supplier invoices in advance or on due date of the invoice, for a lower financing cost than the suppliers’ own source of funds.

When the external finance provider extends finance, it can be at the request of supplier or at the request of buyer by earmarking the credit limits of the concerned party. Different types of finances come into picture depending upon the party requesting for finance.

Functionality

A Program is a linkage of a buyer to multiple suppliers or a supplier to multiple buyers.

Two types of Program exists in SCF:

 •   Supplier Centric Program - When Supplier is the large corporate, the buyer whom supplier is deal­ing with becomes the counter party/ spoke and ‘Supplier’ becomes the ‘Anchor’ of the SCF program. Such a program is called as ‘Supplier Centric Program’. The anchor links all his counter parties or spokes to the SCF program.

 •   Buyer Centric Program - When Buyer is the large corporate, the seller whom buyer is dealing with becomes the counter party/ spoke and ‘Buyer’ becomes the ‘Anchor’ of the SCF program. Such pro­gram is called as ‘Buyer Centric Program’. The anchor links all his counter parties or spokes to the SCF program.

Home: Dashboard

Successfully signing into the OBSCF application displays the dashboard as your home screen. Dash­board displays a gist/ summary that is internal to the bank. It is a collection of various portlets that are displayed based on your role and access rights. Dashboard enables you to perform various analytical functions. You can drag and move different portlets, resize, auto adjust the size, and expand/ collapse the portlet.

On starting the Oracle Banking Supply Chain Finance system, below login screen is displayed: 

 

1.  Enter your User Name and Password to access the application.

2.  Click Sign In to log into application and display the Dashboard screen.

 

3.  You can perform following actions on the dashboard portlets:

-   To add more portlets, click the Add (+) icon located at the top-right corner of the Dashboard.

-   To remove a portlet, click the Remove (x) icon located at the portlet’s top-right corner.

-   To flip the portlet view, click the Flip Forward (<) or Flip Back (>) icon.

-   To change the portlet’s position, click and hold the “Drag to reorder” (…..) icon at the portlet’s bot­tom-center and then move portlet to the desired position.

-   To apply filter on the portlet’s data, click the Filter () icon to view the pop-up select filter values.

 

Glossary of Icons

Below table lists icons that are used across the OBSCF application: