Behavioral Risk Indicator

Behavioral Risk Indicator is used to define various risk indicators based on the customers activity across transaction types like cash transactions, online transactions, wire transfers etc. These risk indicators can be used for KYC risk scoring as a part of KYC Daily batch execution.

Adding a Record

Use the Behavioral Risk Indicator window to add a new record.

To add a record, follow these steps:

1. Click Add Risk Indicator Add Risk Indicator Icon .

2. Enter values in the following fields:

The following table describes the fields in Behavioral Risk Indicator window.

Table: Behavioral Risk Indicator Fields

Name	Description
Risk Indicator Pipeline	Select a risk indicator pipeline from the list. Example: KYC Transaction Based Risk Factors
Risk Indicator Name	Select a risk indicator name from the list. Example: Debit Txn Amount in last Twelve months
Risk Indicator Type	Select a risk indicator type from the following: · Amount · Ratio · Count
Risk Element Mapping Code	Enter the risk element mapping code. You can enter up to 20 characters. Allowed character are numbers, alphabets, and underscore. Example: DEBIT_TXN_AMNT
Risk Element Mapping Name	Enter a unique risk element mapping name. Ex: Debit Transaction Amount

3. To add a Risk Indicator Group, Click Add Risk Indicator Group Add Risk Indicator Group Icon .

4. Enter values in the following fields:

The following table describes the fields in Risk Indicator Group window.

Table: Behavioral Risk Indicator Fields

Name	Description
Code	Enter a unique behavioral risk indicator code. Example: DEBIT_AMNT_0_1000
Name	Enter the display name for the behavioral risk indicator. This name is available for selection as part of configuring KYC risk-scoring model. Example: Debit Amount Range 0 to 1000
Start Range	Enter the duration in years from the date of incorporation of the entity. This range should not overlap with the end range and can be a maximum of 10 digits. Example: 0 Note: For Amount and Ratio Risk Indicator Types, you can enter values up to 2 decimal values.
End Range	Enter the duration in years from the start range until when the entity continues to operate. This range should not overlap with the start range and can be a maximum of 10 digits. Example: 1000 Note: For Amount and Ratio Risk Indicator Types, you can enter values up to 2 decimal values.

5. Click Save and click OK to save the record. A new record appears on the Behavioral Risk Indicator grid.

6. Click Reset and click OK if you want to clear all the fields and enter new values.

Editing a Record

To edit a record, follow these steps:

1. Click Edit Edit Icon to open the Edit Behavioral Risk Indicator window.

2. You will be able to edit only the Risk Element Mapping Name and Name, Start Range and End Range under Risk Indicator Groups.

3. Click Save. Saved Successfully message appears.

4. If you want to reset the fields to previously saved values, click Reset Reset Icon and click OK. If you want to cancel editing the record, click Cancel Cancel Icon .

Deleting or Deactivating a Record

· To delete a particular record, click Delete Delete Icon inline with the record.

· To deactivate a record, uncheck the Activate/Deactivate Rule next to the Delete icon. By default, the new record is active while creating it.

Exporting or Importing Records

To export or import records, follow these steps:

1. Click Export Behavioral Risk Indicator to download all records in the selected menu.

2. A json file will be downloaded to local system.

3. Click Import Behavioral Risk Indicator and select the file.

Uploading the file displays the records on the Behavioral Risk Indicator grid.