1. About this Manual

1.1 Introduction

This manual is designed to help acquaint you with the Loans Module of Oracle Lending.

It provides an overview of the module and guides you, through the various steps involved in granting loans to the customers of your bank.

In addition to this User Manual, you can find answers to specific features and procedures, in the Online Help. It can be invoked by choosing Help Contents from the Help Menu of the software. You can further obtain information about to a particular field by placing the cursor on the relevant field and pressing the <F1> key on the keyboard.

1.2 Audience

This manual is intended for the following User/User Roles:

Role	Function
Back office data entry clerk	Input functions for contracts
Back office managers/officers	Authorization functions
Product Managers	Product definition and authorization
End of Day operators	Processing during End of Day/ Beginning of Day
Financial Controller / Product Manag­ers	Generation of reports

1.3 Organization

This manual is organized into the following chapters:

Chapter	Description
Chapter 1	About this Manual gives information on the intended audience. It also lists the various chapters covered in this User Manual.
Chapter 2	Loans - An Overview is a snapshot of the features that the module pro­vides.
Chapter 3	Maintaining Details Specific to SLT explains the maintenance you have to carry out for a diary event.
Chapter 4	Defining Attributes Specific to Loan product talks about defining the attrib­utes specific to setting up a loans product.
Chapter 5	Disbursing a Loan deals with the procedure involved in entering the details of a loan.
Chapter 6	Processing Upfront Fee Accruals talks about accruing upfront fee compo­nents at the time of booking the contract.
Chapter 7	Defining Discount Accrual Fee Classes explains the process of discount accrual for loans.
Chapter 8	Processing Repayments discusses the setting up of repayment schedules for the loans that are disbursed.
Chapter 9	Rolling over a loan is the procedure of rolling over loans that have matured.
Chapter 10	Making Additional Disbursements and Rate Changes deals with the addi­tional details and changes that you can effect on a loan.
Chapter 11	Automatic Processing explains the processes that automatically run peri­odic activities.
Chapter 12	Processing a Commitment deals with the setting up of loan commitments and linking of a commitment to a loan.
Chapter 13	Annual Rest Loans deals with the processing of Annual Rest Loans.
Chapter 14	Loans and Commitments Reports explains the various types of reports generated at various stages in the Loans and Commitment module.
Chapter 15	Appendix A - Customer Correspondence explains the types of advices and notices generated at each stage, in the life cycle of a loan.
Chapter 16	Appendix B - Accounting Entries, Advices and Error Codes contains a list of suggested accounting entries, advices and error codes that could be encountered for the loans module.
Chapter 17	Appendix C – Unexpected Recovery gives step-by-step instructions that you will need to follow to facilitate the system to recognize unexpected recoveries.
Chapter 18	Function ID Glossary has alphabetical listing of Function/Screen ID's used in the module with page references for quick navigation.

1.4 Documentation Accessibility

For information about Oracle's commitment to accessibility, visit the Oracle Accessibility Program website at http://www.oracle.com/pls/topic/lookup?ctx=acc&id=docacc.

1.5 Related Documents

You may need to refer to any or all of the User Manuals while working on the Loans module:

• Core Services
• Core Entities
• Procedures
• Settlements
• Interest
• Charges and Fees
• Tax
• User Defined Field

1.6 Glossary of Icons

This User Manual may refer to all or some of the following icons:

Icons	Function
	Exit
	Add row
	Delete row
	Option List