Driver Assignment

Driver assignment is an auto insurance specific method of assigning a specific driver to a specific vehicle on a policy, based on certain criteria. The Driver Assignment option is available in the Auto product only. No other product has this option. Criteria often differ by carrier basis and sometimes even by program level. Driver assignment is only at the global or local level. Universals does not have a driver assignment option.

There are two kinds of driver assignments:

• Scenarios: Created under the DA scenario option using vehicle usage options. Vehicle usage options are specific usage sets within RateManager that allow you to build a sequence of events within a defined scenario to obtain a desired result. See Vehicle Usage Options for detailed explanations. You cannot use categories in a scenario. There are four vehicle usage options that you can use:
  • Vehicle Usage by Vehicle Order (Input:299)
  • Vehicle Usage on Drivers
  • Driver Usage on Vehicle
  • Vehicle Usage by Vehicle ID (Input:299/368)
• Algorithms: These algorithms work exactly the same way as any other algorithm in RateManager and allow you to create a set of rules to be executed in sequence that will obtain a desired result. Algorithms use categories and not vehicle usage options. There are four algorithm options:
  • Flag Driver
  • Flag Vehicle
  • Rank Driver
  • Rank Vehicle