Understanding Automatic Debit Formats for Germany

You can specify the type of agreement that you have with customers regarding automatic debits. In Germany, businesses can enter into these automatic debit agreements:

• Direct Debit Authority

  An agreement between the business (supplier) and the customer that allows the customer to dispute the automatic debit charge within six weeks.

• Transfer Instruction

  An agreement between the business (supplier) and the bank. In this case, the customer does not have the right to protest the bank charges.

To specify the type of automatic debit agreement for the payment group, access the processing options for the German format program that you are using. Enter 1 in the processing option if you have a transfer instruction with the bank. Leave the processing option blank if you have Direct Debit Authority with customers. In both cases, the system writes the information to the correct field on the bank file for the bank to read.

The JD Edwards EnterpriseOne system provides these German automatic debit formats:

• R03B575DD (German Bank File Format and Statement Diskette).

• R03B575DD1 (German Bank Cover Sheet).

  Note: The German Bank File Format and Statement Diskette program calls the German Bank Cover Sheet program automatically.

The payment format programs generate a bank table that adheres to the German banking standards for automatic debits.