Entering a Callable Bonds Deal

A callable bond, also known as a redeemable bond, is a bond in which the issuer has the right to redeem prior to its maturity date, under certain conditions. When issued, the bond will explain when it can be redeemed and what the price will be. In most cases, the price will be slightly above the par value for the bond and will increase the earlier the bond is called. If interest rates drop enough, the investor may wind up with their principal returned and be faced with less attractive bond offerings.

On May 25, 2006, you purchase a $30,000 10-year callable bond paying 6.5% interest, which is a higher interest rate than similar noncallable bonds. The bond is callable after five years at a price of 103 (that is, 103% of the face value, or $30,900). The option instrument (line 1 of 2) is used to define the early bond buy-back schedule.

Page Field Field Value

Deal Detail

 

 

 

Unit

US001

 

Deal ID

TCALL

 

Instrument Type

CALLBOND

 

Transaction Date

05/31/2006

 

Line

1 of 2

 

Instrument Base Type

Option

 

Option Details (section)

 

 

Start Date

05/31/2006

 

Term

3653

 

Expiry Date

05/31/2016

 

Purchase/Write

Purchase

 

Option Status

Active

 

Option Delta

1.00000000

 

Initial Intrinsic Value

0.0

 

Currency

USD

 

Premium Payments/Receipts (group box)

 

 

Payment Date

06/02/2006

 

Payment Amount

0.00

 

Payment Currency

USD

 

Option Exercise Dates (group box)

 
 

Start Date

05/31/2006

 

End Date

05/31/2016

 

Strike Rate

103.00000

Deal Detail

 

 

 

Line

2 of 2

 

Instrument Base Type

Interest Rate Physical

 

Contingent Upon Base Line

1

 

Settlement Date

05/31/2006

 

Term

3653

 

Maturity Date

05/31/2016

 

Issue Date

05/31/2006

 

Coupon Date

05/31/2006

 

Classification

Investment

 

Rate Type

Fixed

 

Rate

6.5000000

 

Day Count Basis

Actual/Actual

 

Interest Calculation

Interest Bearing

 

Par Amount

30,000.00

 

Currency

USD

 

Settlement Amount

30,900.00

 

Price % of Par

103.00000000

 

Discount Premium

Constant Yield Method

 

Amort Method

Non Amortization

 

Interest Dates and Calculations (section)

 
 

Interest Frequency

Quarterly

 

Interest Calculation (group box)

 
 

Same Interest Each Period

(selected)

 

First Coupon

Normal First Coupon Period

 

Last Coupon

Normal Last Coupon Period

 

Interest Date Rule (section)

 
 

Forwards from Issue Date

(selected)

 

Payment Date

Business Days - Paid in Arrears

 

Accounting Treatment

Held to Maturity

 

Deal Status

Open