Configure payment settings

You must configure the following information in order for your store to accept payments:

• Billing countries: Countries from which your store accepts payments. The country in a shopper’s billing address must be one of the billing countries you specify. Otherwise, the order cannot be placed.
• Payment types: The types of credit cards your store accepts. These selections should correspond with the payment selections you made in CyberSource or Chase Paymentech when you configured your merchant account.
• Account information for your payment gateway.

To configure payment settings, follow these steps:

1. Click the Settings icon, then select Payment Processing.
2. If you run multiple sites from a single Commerce instance, select the site whose payment methods you want to configure.
3. Select the payment types your store accepts.
4. Select one or more billing countries your store accepts and then click Save.
5. (Optional) Select a default billing country.
   When a shopper checks out on your store, the default billing country is automatically selected and appears at the top of the list of available billing countries.

   The default billing country you select must be one of the billing countries you selected in step 3. Otherwise, the storefront will not display the default country you selected.

6. Click the Payment Gateways tab and configure one or more gateways.