Scoring Formula Data Points
A data point is a component of a scoring formula.
Data Points
Data points can be one of the following two types:
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A select statement
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A database function, an example would be asking for the total number of delinquent transactions or the total delinquent amount of customer delinquencies
The following are criteria for data point details:
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They must return a single numeric value
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They must be created for a certain element which is the database entity to be scored
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Can be positive or negative
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Must account for the range of numbers from -999,999,999 to 999,999,999
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Must be contiguous and don't overlap
The values calculated by a data point are weighted and used in the scoring formula. Collections deliver formulas where a higher score indicates a better chance of collectability and a lower score indicates a lower chance of collectability. You can configure formulas where higher scores result in lower chance of collectability and lower scores a higher chance of collectability.