How the Maximize Credits Option Is Processed

You can use the Apply credits up to zero amount payment option, which is on the Submit Payment Process Request page, to offset credit amounts against standard invoices issued by your supplier.

This option is applicable only when the total credit amount for a payment process request is greater than the total standard invoice amount. If you don't use the option, and the total credit amount for a payment process request is greater than the total standard invoice amount, no invoices are selected for payment and the payment process request terminates. Navigate to: Navigator > Payables menu > Payments link > Payments Tasks pane > Submit Payment Process Request link > Submit Payment Process Request page.

Settings That Affect the Maximize Credits Option

To enable the maximize credits option, select the Apply credits up to zero amount payment check box on the Payment and Processing Options tab of the Submit Payment Process Request page.

How the Maximize Credits Option Is Processed

The following table shows payment installments that are available for selection in a payment process request where the total standard invoice amount is greater than the total credit amount.

Invoice Number	Type	Amount (USD)
SINV1001	Standard Invoice	100
SINV1002	Standard Invoice	50
SINV1003	Standard Invoice	200
SINV1004	Standard Invoice	150
CM100	Credit Memo	-100
CM101	Credit Memo	-150

In the preceding table, the assumption is that all available installments in the payment process request are selected. For this example, the following is true:

Invoice total = 500 USD
Credit total = -250 USD
Payment total = 250 USD

Since the invoice total is greater than the credit total, the total payment amount is a positive 250 USD. In this scenario, the maximize credits option is irrelevant.

The following table shows payment installments that are available for selection in a payment process request where the total standard invoice amount is less than the total credit amount.

Invoice Number	Type	Amount (USD)
SINV1001	Standard Invoice	100
SINV1002	Standard Invoice	50
SINV1003	Standard Invoice	200
SINV1004	Standard Invoice	150
CM100	Credit Memo	-100
CM101	Credit Memo	-150
CM102	Credit Memo	-300
CM103	Credit Memo	-200

In the preceding table, the assumption is that all available installments in the payment process request are selected. For this example, the following is true:

Invoice total = 500 USD
Credit total = -750 USD
Payment total = -250 USD

Since the invoice total is less than the credit total, the total payment amount is a negative -250 USD. When the payment amount is negative, Oracle Fusion Payments checks whether the Apply credits up to zero amount payment check box is selected.

If the maximize credits option is selected, the application creates a zero payment by offsetting the credit memos against the standard invoices. When the credit total is a negative amount, Payments selects invoice installments and adjusts credit memo amounts so that the total amount of the payment process request is zero as shown in the following table.

Invoice Number	Type	Amount (USD)
SINV1001	Standard Invoice	100
SINV1002	Standard Invoice	50
SINV1003	Standard Invoice	200
SINV1004	Standard Invoice	150
CM100	Credit Memo	-50
CM101	Credit Memo	-150
CM102	Credit Memo	-300

In the preceding table, the assumption is that the payment process request selects all available invoice installments and selects and adjusts specific credit memos. For this example, the following is true:

Invoice total = 500 USD
Credit total = -500 USD
Payment total = 0 USD

Note: CM103 is not selected and the amount for CM100 is adjusted from -100 to -50 to equal the payment total of zero, 0 USD.

If the maximize credits option is deselected, the payment process request is terminated with a message that indicates no invoices were selected.