Why do I add a scoring model to a case folder template?

To calculate a credit score in credit case folders created with this credit case folder template.

If all of the data points have values during case folder creation, the credit score is calculated automatically. During the credit review, you can enter, add, and update data point values and recalculate the score.

If a case folder template doesn't use a scoring model, then case folders created with this template display the data points you set as Required and Optional without calculating a score. You can use these data points to evaluate the creditworthiness of a customer or customer account. You can also use third-party credit ratings, available as data point values.