CreditScoringModel

A credit scoring model is used to calculate a customer's credit score. It contains the data points and scoring method used for a particular credit review. Users can create a different scoring model for each type of credit review required.

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Business Views

** Available for extracting data

• creditScoringModelsExtract**

  A credit scoring model is used to calculate a customer's credit score. It contains the data points and scoring method used for a particular credit review. Users can create a different scoring model for each type of credit review required.

  Label, Plural Label

  Scoring Models, Scoring Models

  Data Source

  Read-optimized data store

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  Fields

  • convertNullValuesToZeroValuesFlag (boolean)

    Indicates whether to convert null values in credit scoring model data points to zero. If true, null values are converted to zero during score calculation, ensuring that missing data doesn't cause the calculation to fail. If false, null values aren't converted to zero. The scoring model doesn't calculate a credit score if any of the data points contain null values.

    Label

    Convert Null Values to Zero Values

  • createdBy (string)

    The user who created the record.

    Label

    Created By

    Properties

    • not nullable
  • description (string)

    User-defined description of the credit scoring model.

    Label

    Description

  • enabledFlag (boolean)

    Indicates whether the credit scoring model is enabled. If true, then the scoring model is active and will be used during credit score calculations. If false, then the scoring model is disabled and won't be used in any credit score calculation. If the credit scoring model is later deactivated, it's still available for use provided the scoring model doesn't have an end date.

    Label

    Enabled

  • endDate (date)

    Date the credit scoring model becomes inactive or date that defines a limit of active operation for a scoring model.

    Label

    End Date

  • name (string)

    Name of the credit scoring model.

    Label

    Name

    Properties

    • not nullable
  • scoringModelId (int64)

    Identifier of the credit scoring model.

    Label

    Scoring Model ID

    Properties

    • searchable
    • sortable
    • not nullable
  • startDate (date)

    Date the credit scoring model becomes active.

    Label

    Start Date

    Properties

    • not nullable
  • timeCreated (date-time)

    The date and time when the record was created.

    Label

    Creation Date

    Properties

    • not nullable
  • timeUpdated (date-time)

    The date and time when the record was last updated.

    Label

    Last Updated Date

    Properties

    • not nullable
  • updatedBy (string)

    The user who last updated the record.

    Label

    Last Updated By

    Properties

    • not nullable

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  Reference Object

  • currency (Currency)

    A currency is a standardization of money used for displaying monetary amounts, assigning to ledgers, entering transactions, recording balances, and reporting. All currencies listed in the International Organization for Standardization 4217 standard are supported. The statistical unit currency is used for financial statistics in financial reports, allocation formulas, and other calculations.

    Business Object

    Currency

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    Fields

    • currencyCode (string)

      The currency in which an amount or a conversion rate is denominated.

      Label

      Currency Code

      Properties

      • searchable
      • sortable
      • not nullable

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