CreditScoringModelDataPoint

A credit scoring model data point contains the definition of the value and weight of each data point as it relates to all other data points in the credit scoring model. The definition of a data point includes its range of values, the score assigned to each value, and the relative weighting factor of the data point. The aggregate of all data points constitutes the scoring method of a particular credit scoring model.

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Business Views

** Available for extracting data

• creditScoringModelDataPointsExtract**

  A credit scoring model data point contains the definition of the value and weight of each data point as it relates to all other data points in the credit scoring model. The definition of a data point includes its range of values, the score assigned to each value, and the relative weighting factor of the data point. The aggregate of all data points constitutes the scoring method of a particular credit scoring model.

  Label, Plural Label

  Data Points, Data Points

  Data Source

  Read-optimized data store

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  Fields

  • createdBy (string)

    The user who created the record.

    Label

    Created By

    Properties

    • not nullable
  • scoringModelDataPointId (int64)

    Identifier of the credit scoring model data point.

    Label

    Scoring Model Data Point ID

    Properties

    • searchable
    • sortable
    • not nullable
  • timeCreated (date-time)

    The date and time when the record was created.

    Label

    Creation Date

    Properties

    • not nullable
  • timeUpdated (date-time)

    The date and time when the record was last updated.

    Label

    Last Updated Date

    Properties

    • not nullable
  • updatedBy (string)

    The user who last updated the record.

    Label

    Last Updated By

    Properties

    • not nullable
  • weight (big-decimal)

    Relative weight to consider for each data point in the credit scoring model.

    Label

    Weight

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  Reference Object

  • dataPoint (CreditDataPoint)

    A credit data point is a single piece of credit information about a customer. Data points form the basis for making determinations about a customer's creditworthiness. Examples of data points include: the number or amount of past due invoices, the bank account average balance, the percentage of invoices paid promptly, and the customer credit ratings with external agencies.

    Business Object

    CreditDataPoint

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    Fields

    • dataPointId (int64)

      The data point unique identifier.

      Label

      Data Point ID

      Properties

      • searchable
      • sortable
      • not nullable

  • scoringModel (CreditScoringModel)

    A credit scoring model is used to calculate a customer's credit score. It contains the data points and scoring method used for a particular credit review. Users can create a different scoring model for each type of credit review required.

    Business Object

    CreditScoringModel

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    Fields

    • scoringModelId (int64)

      Identifier of the credit scoring model.

      Label

      Scoring Model ID

      Properties

      • searchable
      • sortable
      • not nullable

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