Are there any differences in the embedded banking solution offered by the participating banks?

Yes, there are differences as noted below.

Embedded Banking Features by Bank

	J.P. Morgan	PNC	Bank of America
Turnkey Connectivity	Yes	Yes	Yes
Funds Disbursement	US/Canada - ACH, Wire US/Canada - Cross Border - Payments SEPA	US/Canada - US, ACH, Wire	US/Canada - US, ACH, Wire
Funds Disbursement - Positive Pay	Yes	Yes
Funds Capture - Lockbox	Yes	Yes	Yes
Funds Capture - Direct Debit	Yes
Bank Statement Processing	Yes	Yes	Yes
Real-Time Balance	Yes