Is the virtual card payment data encrypted before transmitting between Oracle Cloud ERP and the bank?

Yes, all integrated virtual card files transmitted between the Oracle Cloud ERP instance and the bank's systems are encrypted and signed for added security. The keys required for encryption are automatically exchanged between your instance and the bank. Keys expire at periodic intervals and are renewed automatically by the bank and Oracle. The administration experience is seamless to the customer.

For more information on Oracle's Corporate Security Solution Assurance Process (CSSAP), see Corporate Security Architecture Oversight.