What should I do with the preconfigured and pending configurations I see in the Manage Embedded Banking Configuration task?

You can see preconfigured and pending configurations after the connection is established successfully and the status of the Bank Account Validation Service flow is “Complete”.

Click View Configurations to view or edit them.

Preconfigured Configurations

• Request and response formats are provided as preconfigured options.

  • Click Manage Formats to go to the task page, or navigate to Setup and Maintenance > Payments > Manage Formats

  • You can view or download Oracle’s default formats:
    • J. P. Morgan Account Validation Service request format
    • J. P. Morgan Account Validation Service response format
  • Don't change these formats, as they're set by Oracle to ensure that onboarding is seamless and everything functions properly.

Pending Configurations

• Payment system account configuration is a pending configuration.

  • Click Manage Payment Systems or navigate to Setup and Maintenance > Payments > Manage Payment Systems

  • Search for the JPM Bank Account Validation System to access the payment system options, then click Edit Payment System Accounts to update fields.
  • Some values are set by default. To begin using the service, you must enter the values provided by the J. P. Morgan Developer Portal during onboarding.
  • Request and response formats and transmission configuration are preconfigured. Don't change their values.

Here are the payment system account options you can see:

Name	Description
Bank Account Validation Countries List	List of applicable countries. US is set as default.
Bank Account Validation Profile Name	This value will be provided by J. P. Morgan during onboarding. You must enter it before you can use the service.
Bank Account Validation Program Type	This value will be provided by J. P. Morgan during onboarding. You must enter it before you can use the service.
Bank Account Validation Request and Response Formats	Request and response formats are preconfigured by Oracle. Avoid changing these values for proper onboarding and operation.
Bank Account Validation Result Usage	Also known as Usage Rule. "Accept Failure" is preconfigured, meaning results are informational and don't restrict bank usage.
Bank Account Validation Transmission Configuration	"JPM AVS Outbound" is preconfigured for embedded banking service by Oracle. Avoid changing this value.
Client Identifier	Provided by J. P. Morgan during onboarding. You must enter it before you can use the service.
Program Identifier	Provided by J. P. Morgan during onboarding. You must enter it before you can use the service.