Financial Institution User

The financial institution user transfers wholesale CBDC tokens to permitted participant officers and users and reviews personal transaction history.

All transfers are routed to the financial institution manager for approval.

The financial institution user cannot create accounts, change limits or roles, approve transfers, initialize the token, or change setup.

Before you can complete financial institution user tasks, you must have an active Financial Institution User account with an eligible selected wallet and an available balance. There must be at least one active recipient.

The following tasks are typical ones that a financial institution user completes.

Transfer Tokens

1. Select an active recipient and then select Transfer.
2. Enter the Quantity to transfer. Optionally, select Purpose and then select one of the configured purposes.
3. Review the approver or escrow context displayed by the form. When exactly one eligible manager is available, the application uses that person automatically. Select a value if multiple managers are available.
4. Review the generated operation ID, and then select Transfer.
5. Wait for the financial institution manager to approve or reject the request. The request is shown as pending.
6. Refresh the page and check the final status in transaction history. Approval executes the held transfer and updates the sender and recipient balances after refresh. Rejection releases the hold and records the rejected result in history.

Troubleshooting

For inactive recipient, precision, balance, or limit errors, correct the indicated field or contact the organization administrator. For a pending request, contact the assigned manager. Do not submit a duplicate request.