The following diagram illustrates a payment event with multiple tenders where the payor of the tender is not the same as the account(s) receiving the payment.

A payment event may have many tenders A single payment event may have many tenders. While the above example shows both tenders being paid by the same account, each tender may reference a different account.

Many accounts may be paid under 1 event The total amount of tenders under a payment event are distributed to one or more accounts.

Payor may differ from payee The account(s) remitting the tender may differ from the account(s) whose debt is relieved.