The third-party payment processing system sets the daily cutoff time for payment processing. For instance, a third-party payment processor could set the default daily processing cutoff time to 8 PM Eastern Time; but each implementation can override this processing cutoff time. The third-party's processing cutoff time is defined in the Third Party Payment Processing Integration master configuration.

For recurring bill auto pays, the system creates the payment event, payment (non-frozen), tender and auto pay staging record. The Tender Control ID is not assigned until a batch process runs and creates the tender and deposit controls for the extracted auto pay transactions.

For one-time payments, the assumption is that tender and deposit control processing are handled in the same way as the recurring auto pays. The one-time payment's tender is not be linked to a tender control at one-time payment tender creation time. Instead, the tender control is created in batch, similar to how recurring auto pay tender controls are created.

Refer to the Batch Processes section for more details on the recurring auto pay and one-time payment batch flows that include tender controls processing.