2.1.1.1 Create Account

This topic describes the systematic instructions to create an account for an existing customer.

Specify User Name and Password, and login to Home screen.

1. From Home screen, under Menu, click Corporate DDA.
   The Corporate DDA pane displays.
2. Under Corporate DDA, click Operations.
   The Operations pane displays.
3. Under Operations, click Services.
   The Services pane displays.
4. Under Services, click Account Creation.
   The Account Creation screen displays.
5. Alternatively, you can search the configuration via Menu Item Search field. Specify the operation name Account Creation and select Corporate DDA-->Operations-->Services-->Account Creation.
   The Account Creation screen displays.

   Figure 2-1 Account Creation for Existing Customer

   
   

   

   
   
6. Specify the fields on the screen.

   For more information on fields, refer to the field description table below.

   Table 2-1 Account Creation - Field Description

   Field	Description
   Account Category	Specify the account category name from the list.
   Description	Specify the description for the account category.
   Customer Number	Specify the CIF number of the customer to whom the account is to be created. A list of valid customer codes is displayed. CIF number can be part of the account mask.
   Customer Name	This field displays the customer’s name.
   Primary Currency	Specify the currency of the customer account. A list of all the currencies maintained in the system is displayed from which the currency can be selected. It denotes the currency in which the account can transact.
   Priority	Specify the priority from the options – High Medium Low
   Branch	This field displays the branch code of the account.

7. Click Initiate.
   The data segment screens, which are manually configured and listed in the left tab are as displayed below.

   1. Account Basic Details

      Figure 2-2 Account Creation - Basic Details

      
      

      

      
      
   2. Account Address

      Figure 2-3 Account Address

      
      

      

      
      
   3. Account Signatory

      Figure 2-4 Account Creation - Account Signatory

      
      

      

      
      
   4. Account Preferences

      Figure 2-5 Account Creation - Account Preferences

      
      

      

      
      
   5. Cheque Book

      Figure 2-6 Account Creation - Cheque Book

      
      

      

      
      
   6. Multi Currency Account

      Figure 2-7 Account Creation - Multi Currency Account

      
      

      

      
      
   7. Statement Preferences

      Figure 2-8 Account Creation - Statement Preferences

      
      

      

      
      
8. Specify the fields on the screen.

   For more information on fields, refer to the field description table below.

   Table 2-2 Data Segments - Field Description

   Field	Description
   Account Basic Details
   Customer Number	This drop-down list displays the CIF number of the customer to whom the account is to be created. The customer from "Initiate" is displayed. However, you can edit the information.
   Customer Name	The customer name is displayed.
   Currency	Specify the currency of the customer account from the drop-down list. The currency from "Initiate" is displayed. However, you can edit the information.
   Branch	The branch code of the account displays. The current branch is defaulted.
   Account Class Code	Account class is an entity which has common fields. Specify the customer account's account class from the list. Customer accounts of the bank can be classified into different groups and each group is called as an account class. For each class, you can define certain common fields applicable to all accounts in the class.
   Account Type	The type of the account is displayed. The type is defaulted from Account Class.
   Account Name	Specify the customer’s complete name which can be modified, if required.
   Account Initiation Date	The date on which the account has been created displays. It defaults to the system date.
   Account Number	Customer can have several accounts. The structure of the account number is specified in the customer account mask maintained in the Bank or Branch parameter screen. An account number can either be auto generated by the system or can be manually specified by the user. In a manual account number generation, the account mask can contain account class, customer code (CIF number), account code, serial number or currency as defined in the customer account mask. The last constituent of the account number is always a system generated check digit (either alphabetical or numeric depending upon the mask defined). You cannot alter the relative position of the constituents of customer account (as defined in the mask) while maintaining actual customer accounts.
   Account Address
   Account Contact Address	Specify the account contact address details in this section.
   Address Type	Specify the type from the drop-down list which uniquely relates the address to the customer by its type. The address required for corporate address type is configurable. HOA → Head Office ROA → Registered Office BOA → Branch Office COA → Communication Address
   Department	Specify the department which identifies a division of a large organization or building.
   Sub Department	Specify the sub-division of a large organization or building.
   Street Name	Specify the name of a street or thoroughfare.
   Building Number	Specify the number that identifies the position of a building on a street.
   Building Name	Specify the name of the building or house.
   Floor	Specify the floor or storey within a building.
   Post Box	Specify the numbered box in a post office, assigned to a person or organization, where letters are kept until called for.
   Room	Specify the building room number.
   Post Code	Specify the code consisting of a group of letters and/or numbers that is added to a postal Address to assist the sorting of mail.
   Town Name	Specify the name of a built-up area, with defined boundaries, and a local government.
   Town Location Name	Specify the specific Location name within the town.
   District Name	Specify a subdivision within a country sub-division.
   Country Subdivision	Specify a subdivision of a country such as state, region, county.
   Country	Specify the nation with its own government.
   Account Signatory
   Minimum Number of Signatures	Specify the minimum number of signatories required to endorse an instrument involving the account. If the linked or replicated signatories are less than the specified minimum number, then the system displays an error message.
   Account Message	Specify a brief description about the signatories. It can be related to the name, number and the type of signatory of the customer. A maximum of 4000 characters is allowed in the account message. For example, "This signatory is a joint account holder with Mr. Frazier and Mr. Tim".
   Account Preferences
   ATM Required	Select this check box to avail the ATM facility for the account. When it is not selected, the preference is disabled for the account.
   Cheque Book Required	Select this check box if cheque book is required for the account. When it is not selected, the preference is disabled for the account.
   Auto Reorder of Cheque Book	Select this check box for the automatic reordering of cheque book. It is enabled if Cheque Book Required is Yes.
   Reorder Cheque Level	Specify the level at which the reordering of a new Cheque Book should occur. Automatic reordering happens when the unused number of cheque is lesser than or equal to the reorder cheque level. It is enabled when Cheque Book Required and Auto Reorder of Cheque Book both are ‘Y'.
   Reorder No of Leaves	Specify the number of leaves that is to be reordered for the new Cheque Book. This field is enabled only if Auto Reorder of Cheque Book is ‘Y’.
   Cheque Book Name 1	Specify the name to be printed on the cheque book. It is the account holder's name and is used for all cheque transactions.
   Cheque Book Name 2	Specify the name of the joint account holder to be printed on the cheque book; provided that, the customer account is a joint operations account.
   Max No of Cheque Rejections	Specify the maximum number of cheque rejections allowed in the account. It is enabled if Cheque Book Required is ‘Y’.
   Direct Banking Required	Select this check box if the account requires direct banking facility. The system selects this box by default if it is enabled in account class, which can be modified. By availing direct banking facility, you can only view the minimum balance of the account and the system does not allow to perform any other transactions with this facility.
   Cheque Book
   Cheque Leaves	Specify the number of cheque leaves to be issued.
   Order Date	Specify the date of request for new cheque book. It defaults to system date (application date), if not entered by the user.
   Order Details	Specify any information such as the name of the person who has collected the book, or the details of any special request for additional number of leaves.
   Language Code	Specify the language from the drop-down list.
   Cheque Book Status	The following values are displayed – Requested (default) Generated Delivered Destroyed
   Multi Currency Account
   Multi Currency Account Number	Displays the primary multi currency account number.
   Primary Currency	Displays the currency of the main account number.
   Statement Preferences
   Display IBAN on Advices	Specify if IBAN should be displayed on advices or not.
   Exclude Same Day Reversal From Statement	Specify if the reversal transaction done on same day should be excluded from account statement or not.
   Statement Type	Specify the type of primary statement. Values are - None Summary Detailed When the Statement Type is None, the Cycle and On are not captured.
   Cycle	Specify from the list of values - Daily Weekly Fortnightly Monthly Quarterly Semi Annual Annual
   Statement Format	Specify the format in which the account statement should be generated. The list displays advices maintained in Common Core advice maintenance. This field is available only when Statement Type is Summary/Detailed.
   Swift Required	Specify whether statement in swift format is required or not. Default value is No. This field is available only when Statement Type is Summary/Detailed.
   Swift message Type	Specify the swift message type that should be generated. The list displays the swift message type from Type of Type service. This field is available only when Swift Required is set to Yes.

9. Click Next.
   The Summary tab displays.

   Figure 2-9 Summary

   
   

   

   
   
10. Click Save & Close/Submit to initiate the account creation or click Cancel to close the details without saving.