1.1 Configure Branch Parameters

This topic describes the systematic instructions to configure branch parameters.

Specify User Name and Password, and log in to Home screen.

1. On Home screen, click Account Configurations. Under Account Configurations, click Branch Parameters.
2. Under Branch Parameters, click Configure.
   The Configure screen displays.

   Figure 1-1 Configure Branch Parameter Details

   
   

   
   Description of "Figure 1-1 Configure Branch Parameter Details"

   
   
3. On Branch Parameter Details tab, specify the fields.

   For more information on fields, refer to the field description table below.

   Table 1-1 Branch Parameter Details - Field Description

   Field	Description
   Branch Code	Specify the branch code.
   Branch Name	Specify the description for the branch.
   Status Processing Basis	Status Processing is done at the Account level → 'A' (Default). Each account status is assigned according to the status processing parameters in effect for that account.
   Uncollected Funds Basis	Specify how the system must enforce an amount of uncollected funds (on an account) that can be withdrawn within one business day. Set a limit on the amount of uncollected funds that can be withdrawn (Uncollected Funds Limit) for each account. You can also specify whether the system considers uncollected funds that are allowed to be withdrawn on a particular business day, as follows: The funds yet to be released on the current date (today), OR, The total uncollected funds available in accounts subject to the Uncollected Funds limit. The following details are displayed in the drop-down list – Uncollected Funds → 'U' (Default) - If selected, an amount equal to or lesser than the uncollected funds limit defined for the account can be withdrawn by the account on any business day.
   Cheque Number Mask	Specify the mask of the cheque number. If the cheque mask is not maintained at the Branch level, the system checks for the maintenance at the Bank level.
   Cheque Stale Days	Specify the number of days after which the cheque must be considered stale.
   Back Value Check Required	Specify whether a check is to be performed for back-valued transaction. The default value is No.
   Back Value Days	Specify the number of days up to which back-valued transactions can be allowed. This field is enabled when Back Value Check Required is set to Yes.

4. After specifying the information in the fields, click Next to continue the configuration.
   The Account Mask Details tab displays.

   Figure 1-2 Account Mask Details

   
   

   
   Description of "Figure 1-2 Account Mask Details"

   
   
5. On Account Mask Details tab, specify the fields.

   For more information on fields, refer to the field description table below.

   Table 1-2 Account Mask Details - Field Description

   Field	Description
   Account Mask	This drop-down list displays the account mask value. The list of values is – L - Account class T - Account code a – Alphabet B - Branch code D – Check digit $ - Currency code C - Customer number n - Numeric value
   Auto Generate Account	Select this check box to generate the account number automatically. The customer account mask contains only number or combination of Branch Code and number. Note: This flag will be ‘automatic’ - if the Auto Generate Account flag is Yes and ‘manual’ - if Auto Generate Account flag is No.
   Checksum Algorithm	This drop-down list displays the checksum algorithm to be used for an account. The following items are available in the list. Modulo 10 Modulo 11 Modulo 97 Note: Mod 97 supports only Numeric mask.
   Start Account Number	This field appears if Auto Generate Account is enabled. Specify the start account number.
   End Account Number	This field appears if Auto Generate Account is enabled. Specify the end account number.

   The above fields are repeated for Multicurrency Parameters.

   Account Mask

   When you open Account Mask, the left pane displays a list of items that are part of the account mask. Click and select from the left pane to view the fields. Fields that accept 'n' characters or numbers will have a text box where you can enter the number of times you want this value to repeat. Click Add to enter values in the Account Mask screen.

   The following characters are supported in Account Mask.

   Table 1-3 Account Mask

   Field	Mask Character	Mask Length
   Account Class	L	6
   Account Code	T	4
   Alphabet (User Input)	a	User defined
   Branch Code	B	3
   Check Digit	D	2
   Currency Code	$	3
   Customer Number	C	9
   Numeric Value (User Input)	n	User defined

   There is no restriction to the number of characters when maximum length is not provided. However, the total length including the check digit must not exceed a maximum of 20 characters.

6. After specifying the fields, click Next to continue with the configuration.
   The Cheque Parameters tab displays.

   Figure 1-3 Cheque Parameters

   
   

   
   Description of "Figure 1-3 Cheque Parameters"

   
   
7. On Cheque Parameters tab, specify the fields.

   For more information on fields, refer to the field description table below.

   Table 1-4 Cheque Parameters - Field Description

   Field	Description
   Oral Stop check request validity (in days)	Specify the value to determine the validity of a stop check request when the request is originated 'orally' from the customer. In this case, for example, if this value is 3 and the stop check request is given orally by the customer on January 01, then the stop payment instruction for the check will be auto-revoked automatically on January 03.
   Written Stop check request validity (in days)	Specify the value to determine the validity of a stop check request when the request is originated in writing from the customer. In this case, for example, if this value is 3 and the stop check request is given in written by the customer on January 01, then the stop payment instruction for the check will be auto-revoked automatically on January 03.

8. After specifying the information in the fields, click Next to continue with the configuration.
   The IBAN Details tab displays.

   Figure 1-4 IBAN Details

   
   

   
   Description of "Figure 1-4 IBAN Details"

   
   
9. On IBAN Details tab, specify the fields.
   International Bank Account Number (IBAN) allows the user to identify bank accounts across national borders. IBAN comprises of the country code, check digits followed by a country specific Basic Bank Account Number (BBAN).

   For more information on fields, refer to the field description table below.

   Table 1-5 IBAN Details - Field Description

   Field	Description
   IBAN Country Code	The system defaults the country code of the branch. The maximum allowed characters for IBAN country code are 2. IBAN Country Code is mandatory.
   IBAN Check Digit Algorithm	The system defaults MOD97 as IBAN check digit algorithm.
   BBAN Format Mask	Specify the mask for BBAN. Refer to the table below.
   BBAN Data Type	Specify the data type of the BBAN mask characters. It can have only a (alphabet), n (number) and c (alphanumeric) as values.
   BBAN Check Digit Algorithm	Select the BBAN check digit algorithm from the drop-down list. The elements are as listed below – MOD10 MOD11 MOD97
   BBAN Bank Code	Specify the BBAN bank code which will be replaced for bank code in the BBAN account mask.
   BBAN Branch Code	Specify the BBAN branch code which will be replaced for branch code in the BBAN account mask.

   BBAN Format Mask

   Table 1-6 BBAN Format Mask - Field Description

   Field	Character	Mask Length
   Account Number	z	User defined
   Account Type	T	User defined
   BBAN Bank Code	b	User defined
   BBAN Branch Code	s	User defined
   Check Digit	d	User defined
   National Identifier	i	User defined
   Number of Account Holders	h	The value is defaulted to 1

   Note:

   The maximum characters allowed for BBAN account mask is 30.
10. Click Back to navigate to previous tabs or click Save & Close to complete the steps. Click Cancel to exit without saving.