2.3.1 Oracle Banking APIs for Retail Banking

The Oracle Banking APIs for Retail Banking enables the financial institutes to expose APIs for retail banking products and services for integrating with various application built for Retail customers of the financial institution

The Oracle Banking APIs Retail Banking includes APIs for functions listed below:

• Account Inquiries
• Customer services
• Customer Inquiries
• Credit Cards
• Loans
• Term Deposits
• Payee Maintenance
• Fund Transfers to
  • Own Accounts
  • Domestic Accounts
  • International Accounts
• Peer to Peer Payments
• Merchant Payments
• Bill Payments
• APIs for Helpdesk User

In order to process the above functionalities, if there is any infrastructure API called viz limits, account/transaction access/entitlements, 2FA etc. then that API call will be measured as part of this SKU.

3.3.1.1 Separately Licensed Prerequisite Products

The following prerequisite products require separate licenses:

• Oracle Banking APIs Infrastructure

3.3.1.2 Components and Features Included

Licensed Program	Features / Component Included with License
Oracle Banking APIs for Retail Banking	Account Inquiries Customer services Customer Inquiries Credit Cards Loans Term Deposits. Payee Maintenance Fund Transfers to Own Accounts Domestic Accounts International Accounts Peer to Peer Payments Merchant Payments Bill Payments APIs for Helpdesk User

3.3.1.3 Restricted Use Licensing

Product or Component	Available Features
NA	NA

3.3.1.4 General Licensing Information

Oracle Banking APIs for Retail Banking can be licensed with API calls metric.