2.6.3 Oracle Banking APIs for Origination of Loans and Mortgages

The Oracle Banking APIs for Origination of Loans and Mortgages enables applicants, both existing customers as well as prospects to apply for unsecured personal loan, payday loan, auto/vehicle loan, and mortgage loan products offered by the bank, it enables the applicants to view/update/track their applications once they are saved or submitted.

In order to process the above functionalities, if there is any infrastructure API called viz limits, account/transaction access/entitlements, 2FA etc. then that API call will be measured as part of this SKU.

3.5.3.1 Separately Licensed Prerequisite Products

The following prerequisite products require separate licenses:

• Oracle Banking APIs Infrastructure

3.5.3.2 Components and Features Included

Licensed Program	Features / Component Included with License
Oracle Banking APIs for Origination of Loans and Mortgages	Unsecured Personal Loan Auto/Vehicle Loan Mortgage Loan Payday Loan

3.5.3.3 Restricted Use Licensing

Product or Component	Available Features
NA	NA

3.5.3.4 General Licensing Information

Oracle Banking APIs for Origination of Loans and Mortgages can be licensed with API calls metric.