6.3 Loan Schedule Inquiry

You can view the loan schedule of an account using the Loan Schedule Inquiry screen.

The application generates the loan schedule for the account based on the loan amount and displays the same only after the disbursement of loan.

To inquire on the loan schedule:

1. On the Homepage, from Loan Service mega menu, under Schedule, click Loan Schedule Inquiry. You can also open the screen by specifying Loan Schedule Inquiry in the search icon bar and selecting the screen.
   The Loan Schedule Inquiry screen is displayed.

   Figure 6-18 Loan Schedule Inquiry

   
   Description of "Figure 6-18 Loan Schedule Inquiry"
2. On the Loan Schedule Inquiry screen, specify the account number in theAccount Number field, and press Tab or Enter.
   The schedule details of the account is displayed. By default, application displays the current period of the schedule highlighting the current month for the particular year.

   Figure 6-19 Loan Schedule Inquiry – Schedule Details of Account

   
   Description of "Figure 6-19 Loan Schedule Inquiry – Schedule Details of Account"
3. On the Loan Schedule Inquiry screen, view the required details. For more information on fields, refer to field description table below:

   Table 6-12 Loan Schedule Inquiry – Field Description

   Field	Description
   Account Number	Specify the account number. Note: The upper right corner mentions the currency of the amounts displayed on the screen.
   Date	Displays the year and the dates in a year when the arrear is raised. Note: This column lists the years for which the schedule is generated. For each calendar year, the sum total of Principal, Interest, Fees, and Due amount is displayed in the respective columns. If you click <Closed drop-down icon> corresponding to a particular year, the monthly date schedule list for a year appears.
   Rate	Displays the rate of interest.
   Principal	Displays the amount of principal arrears.
   Interest	Displays the amount of interest.
   Fees	Displays the amount of fees.
   Due	Displays the amount due.
   Balance	Displays the balance amount after every installment.
   Total	Displays the total amount for the Interest, Fees, and Due columns.
   Loan modified <number of times modified> times. Last Modified on <Date-Month-Year>	Displays the number of modifications done to the loan account and the last modification date, if any.
   Loan extended <number of times extended> times in lifecycle. Last Modified on <Date-Month-Year>	Displays the number of extensions done on the loan account and the last modification date, if any.

4. View the details of the schedule.
5. Click the icon corresponding to the required year to view monthly dates of scheduled installments in a particular year.

   Figure 6-20 Loan Schedule Inquiry – Monthly Schedule

   
   Description of "Figure 6-20 Loan Schedule Inquiry – Monthly Schedule"