3.2 Score Calculation Batch

Borrowers' risk or behavior scores are used by banks and financial institutions to define the right treatment strategy in collections. The Behavior score or Risk score is a clear indication of borrowers capacity or ability to payback his overdue amount. The inbuilt scoring engine of Oracle Banking collections uses quantitative scorecard models to calculate borrowers' behavior scores. The model can be built of borrower's multiple financial attributes and provides the application updates a borrower's account with a score generated from the model, which is built using their multiple financial attributes. Accounts can be segmented based on their risk profile using this score.

Job Name: obcr-opds-integration-batch

Dependent Batch/Job: obcrCaseCreateBatch

Multi-threaded: Yes

URI: <protocol>://obcr-entity-services/jobLauncher/runBatch/

Table 3-3 Mandatory Headers

Parameter Name Value Mandatory Description
userld ADMINUSER1 Yes User Id of the requesting user.
appld CRENTITY Yes The application ID of the host service.
branchCode DMO Yes Branch Code of the requesting user.
entityId DEFAULTENTITY Yes Entity ID of the request.
Accept Application/json Yes Content Type of the request.

Specify following parameters while executing this batch:

Table 3-4 Parameters

Parameter Name Value Mandatory Description
runDate 01102023 Yes It must be in ddmmyyyy format.
branchCode DMO Yes Branch code of the project.
userId ADMINUSER1 Yes User id of the user.

Success/Failure Details:

Verify the record level status in DM_ACCOUNT_OPDS_DRIVER table in CR_ENTITY schema. For a successful processing of a record, the below condition should be satisfied.

ERROR_CODE = ‘Success’ and PROCESS_RESULT = ‘1’