1.2.1 Functional Features

This topic describes the information about the various functional features added in this release.

• Pre-shipment Loan

  Pre-shipment Loan allows disbursing & managing subsequent life cycle operations of pre-shipment loan issued against an underlying Export LC or Purchase order. In the initiate flow, while Export LC is being fetched from OBTF and linked in the loan, basic Purchase order details are captured, to control the Loan terms. During subsequent lifecycle as well, the loan terms are regulated against the underlying trade instrument’s terms.

• OBCLPM EAC Check / ECA Block

  OBCLPM now integrates with an external system (e.g., FCUBS) to enable External Account & Customer (EAC) validation and External Credit Approval (ECA) blocking. EAC performs real-time customer and account eligibility checks before the flow can proceed, and ECA blocks the required amount upfront. Override handling is updated with a dedicated popup and stage gating so users cannot continue until all overrides are accepted.

• OBCLPM ELCM Block

  OBCLPM now enables ELCM blocking within Facility and Collateral processing to handle credit lines, liabilities, and collateral linkages for corporate loan applications. The integration spans Facilities Linkage, Collateral Linkage, Collateral Pool, and Link Liability, and supports linkage percentage and amount calculations.

• OBCLPM Simulation (Pre-Validation with OBCL)

  OBCLPM now includes a Simulation call to OBCL to validate data and detect errors or overrides before stage movement. This capability is available in the Loan Origination, Payment, Financial Amendment, and Non-Financial Amendment flows.

• CMC Address Format Adoption (SWIFT 2025 standards)

  Party address capture and maintenance have been updated to comply with SWIFT 2025 standards, supporting structured, unstructured, and hybrid address formats.