1.2.3 ECA handling scenarios for Corporate Loan Liquidation

Single CASA Account with Full liquidation

Component	Amount Due	Account	ECA Approved Amount
Principal	50000	CASA1	50000
Interest	10000	CASA1	10000

Different CASA Account with Full Liquidation

In this case OL and LS module generates a single ECA request that contain details amount due from two accounts.

Component	Amount Due	Account	ECA Approved Amount
Principal	50000	CASA1	50000
Interest	10000	CASA2	10000

GL Account used for Liquidation

In this case request is not sent to ECA system, however it is marked as approved by OL and LS module in ECA tables and it proceeds with liquidation processing.

Component	Amount Due	Account	ECA Approved Amount
Principal	50000	GL1	50000
Interest	10000	GL2	10000

One CASA and GL Account used for Liquidation

In this ECA request is sent only for CASA account and the GL it is marked as approved automatically. Liquidation processing happens irrespective of whether the ECA request is successful for the CASA account.

Component	Amount Due	Account	ECA Approved Amount
Principal	50000	CASA1	50000
Interest	10000	GL1	10000

Single CASA Account with Partial Liquidation

In this case, the system proceeds with allocating the approved amount based on liquidation order specified at the product level.

Component	Amount Due	Account	ECA Approved Amount
Principal	50000	CASA1	50000
Interest	10000	CASA1	10000

Manual Liquidation with Single CASA or Multiple CASA Account

In this case ECA request is sent with Partial allowed as N, hence the request is marked as failure if the full amount requested is not available.

Component	Amount Due	Account	ECA Approved Amount
Principal	50000	CASA1	50000
Interest	10000	CASA1	10000