2.13 Borrower Rating Maintenance

Oracle Banking Corporate Lending allows you to associate a margin rating agency to each customer. You can do this through the Borrower Rating Maintenance screen.
Specify the User ID and Password, and login to Homepage.
  1. On the homepage, type LBDBRTAY and click next arrow.
    The Borrower Rating Maintenance screen is displayed.

    Note:

    The fields which are marked in asterisk red are mandatory fields.

    Figure 2-15 Borrower Rating Maintenance



  2. You can specify below details in this screen. For information on fields, refer to the field description table.

    Table 2-18 Borrower Rating Maintenance

    Fields Description
    Borrower Select the CIF ID of your customer (borrower) against whom you are maintaining the margin rate here.

    Note:

    All valid CIF IDs maintained at your bank head office are made available here.
    On choosing the same, the short name of your customer is displayed alongside.
    Borrower Description The description of the CIF ID of your customer (borrower).
    Rating Agency Select / specify the rating agency name. All valid rating agencies maintained at your bank head office (through the Margin Rating Maintenance screen) are made available here.

    On choosing the Rating Agency, the corresponding description is displayed here.

    Rating Code Based on the Rating Agency chosen by you, all corresponding rating codes (maintained at your bank head office through the Margin Rating Maintenance screen) are made available here. You need to choose the relevant rating code here.
    Rating Description The description of the rating agency.