3.1 Functional Features

This section explains functional features that are enhanced or added in this release.

The following are enhancements developed in this release:

1. Spreading and Sensitivity analysis:
   • The newly introduced Spreading and Sensitivity Analysis feature allows credit teams to deconstruct intricate financial statements into their individual components, such as specific ratios, thereby offering improved transparency and insight.
   • Through integrated sensitivity analysis, users have the ability to modify any single financial ratio to immediately observe the cascading impact on the borrower’s overall financial condition and associated ratios.
   • This capability enhances the efficiency of risk assessment and facilitates more informed decision-making by enabling teams to simulate different scenarios and comprehend the interrelationship of essential financial metrics.
2. Additional Fields:
   • Users can now customize facility and collateral screens by selecting and configuring up to 20 additional fields of each type: string, number, date, and Boolean—with tailored settings and validations.
   • A specialized maintenance interface enables users to establish, oversee, and retain these custom fields within CFPM, guaranteeing that data is recorded precisely as required for business operations.
   • In the course of facility or collateral transactions, users have the option to make use of these supplementary fields, which automatically implement the validations and requirements established in the maintenance, thereby improving data accuracy and flexibility.
3. Audit Trail for Liability and Facility:
   • Audit trail feature added to show field level difference between two stages and for different versions for facility and liability.