9 Draft Generation

This topic provides systematic instructions about the Draft Generation stage in the Simplified Credit Proposal Evaluation Restructuring Process.

In this stage, customer’s communication address can be configured and the draft document can be generated for customer acceptance.

To generate draft for the proposal, perform the following steps:

1. From Home screen, select Tasks. Under Tasks, select Free Task.
   The Free Tasks page is displayed.

   Figure 9-1 Free Tasks

   
   Description of "Figure 9-1 Free Tasks"
2. Select the required application and click Acquire & Edit.
   The Credit page summarizing the proposal is displayed.

   Figure 9-2 Draft Generation - Summary

   
   Description of "Figure 9-2 Draft Generation - Summary"
3. To view the sector and industry information, click the industry icon in customer information section.
   The Industry Details screen is displayed.

   Figure 9-3 Industry Details

   
   Description of "Figure 9-3 Industry Details "

   Click Close to exit the Industry Details window.

4. To view the overview of the organization, click the entity overview icon in Customer Information section.
   The Entity Overview screen is displayed.

   Figure 9-4 Entity Overview

   
   Description of "Figure 9-4 Entity Overview "
5. To change the layout of the entity overview, click the configuration icon at the top right corner.
   The Layout window is displayed.

   Figure 9-5 Layout

   
   Description of "Figure 9-5 Layout "
6. Select the required layout. Entity Overview is changed to the selected layout as shown below.

   Figure 9-6 Entity Overview

   
   Description of the illustration entity-overview2.png

   For field level information on Entity Overview screen refer the below table.

   Table 9-1 Entity Overview

   Fields	Description
   Close	To exit the Entity Overview window, click Close. In Customer Information section, the count of Share Holders, Contractors, Guarantors, and Bankers is displayed.
   count numbers	To view the detailed information about the Share Holders, Contractors, Guarantors, and Bankers, click the respective count numbers.
   layout icon	To change the layout of the Facility Summary, Collateral Summary, Existing Facilities held with Other Bank, Pricing, Covenants, and Terms & Conditions in Summary page, click the layout icon and select the required layout. By default, Financial Profile of the organization and financial Projections for the organization are listed for 3 years.
   Financial Profile	To view the Financial Profile and Projections for five years, select Previous 5 years option from the Show results for drop down list.
   Projection	To view detailed information about the Financial Profile and Projection, click View all in the respective sections.

7. After reviewing the Summary, click Next.
   The Draft Generation page is displayed.

   Figure 9-7 Draft Generation

   
   Description of "Figure 9-7 Draft Generation "
8. Click the generate icon (first icon below the Document Description).
   The Draft Generation Details window is displayed.

   Figure 9-8 Draft Generation Details

   
   Description of "Figure 9-8 Draft Generation Details"

   For information on fields in the Draft Generation Details screen, refer the below table.

   Table 9-2 Draft Generation Details

   Fields	Description
   E-mail To	In E-mail To field, type the E-mail address to which the proposal draft has to be sent.
   E-mail CC	In E-mail CC field, type the E-mail address which has to be in CC of draft proposal mail.
   Subject	In Subject field, type the mail subject.

9. Click Generate. Draft is generated and displayed in Draft Generation page as shown below:

   Figure 9-9 Draft Generation

   
   Description of "Figure 9-9 Draft Generation"

   Upon clicking the Next in the Draft Generation screen, The Comments page is displayed.

   Figure 9-10 Comments

   
   Description of "Figure 9-10 Comments"

   Post comments, if any. Posted comment is displayed below the Comments box.
10. Click Submit.
    The Policy exceptions screen is displayed.

    Figure 9-11 Policy exceptions

    
    Description of "Figure 9-11 Policy exceptions "

    By default, policy exceptions are displayed for both the organization (party) and its child party.

    To view the policy exception detail specific to party or child party, select the party from the drop down list at top left corner.

11. Click the Checklist data segment.

    Figure 9-12 Checklist

    
    Description of "Figure 9-12 Checklist"

    For field level information on Checklist screen refer the below table.

    Table 9-3 Checklist

    Fields	Description
    Outcome	Select the Outcome as PROCEED, if additional information is not required. Otherwise select the Outcome as Additional Info.
    Submit	Click Submit. The draft proposal is sent to the mentioned Email ID.

    Upon customer acceptance of the draft proposal, the proposal will be available for selection in Simplified Credit Proposal Handoff (CPHP) initiation page.

    If the customer rejects the draft proposal, the proposal is sent to the Proposal Restructuring stage.

    Refer Simplified Credit Proposal Handoff User Guide for information on performing Simplified CPHP process.

    Note:

    Write Up data segment appears, if the data segment is enabled in the Maintenance module. Refer Appendix A for information on the Write Up data segment.