1.1 Initiate Payment

This topic provides the systematic instructions for user to initiate payments to beneficiaries.

To initiate a payment in iMessage:

1. Launch the iMessage application on the device.
2. Open a conversation in iMessage with the contact to whom a payment needs to be initiated.

   Figure 1-1 iMessage Page

   
   

   
   Description of "Figure 1-1 iMessage Page"

   
   
3. Clickicon to launch the Futura Bank application to quick pay.

   Figure 1-2 Futura Bank App page

   
   

   
   Description of "Figure 1-2 Futura Bank App page"

   
   
4. Click Send Money to transfer money to the contact in context, that is, the beneficiary.
   The Touch ID/Face ID authentication screen appears.

   Figure 1-3 Touch ID Login Authentication

   
   

   
   Description of "Figure 1-3 Touch ID Login Authentication"

   
   
5. Perform the authentication.
   The money transfer screen appears on successful authentication.

   Figure 1-4 Money Transfer screen

   
   

   
   Description of "Figure 1-4 Money Transfer screen "

   
   

   Note:

   The fields which are marked as Required are mandatory.

   For more information on fields, refer to the field description table.

   Table 1-1 Money Transfer screen - Field Description

   Field Name	Description
   Transfer From	Source account with account nickname from which the funds are to be transferred.
   Currency	Currency of the amount to be transferred.
   Amount	Amount to be transferred.
   Remarks	Narrative for the transaction.

6. From the Transfer From list, select an account from which the payment needs to be made to the beneficiary.
7. From the Currency list, select the currency.
8. In the Amount field, enter the amount that needs to be transferred to the beneficiary.
9. In the Remarks field, enter transaction remarks/comments for reference.
10. Perform one of the following actions:
    • Click on the Pay to initiate the payment.

      The Verify and Confirm screen appears.

      A success message of the payment along with the transaction reference number appears.

      The system sends a link to the beneficiary to claim the payment.

      The security code is displayed to you and can be shared with the beneficiary as a separate message.

      Figure 1-5 Success Message

      
      

      
      Description of "Figure 1-5 Success Message"

      
      
    • Click on the Cancel to cancel the transaction.