4 Disbursement Inquiry

This topic provides the systematic instructions to users to view disbursement details, including the disbursed amount, the disbursal date, and the total financed amount.

Some loan products such as personal loan and auto loan have single disbursement policies. Certain loan products such as housing loan or education loan have multiple disbursement policies.

Specially in case of multiple loan disbursements, the user needs to be aware of the disbursement details of the loan account. It helps the user to analyze the current position of the loan account as to how much is disbursed and how much is yet to be disbursed.

Using the Manage Columns feature, bank can configure and enable customizable UI display/download option for the end users. Using this feature, users can personalize the information to be displayed/downloaded from search grid displayed on the screen.

By clicking on Manage Columns option available on the screen, user can

  • Rearrange columns
  • Remove specific columns.

Note:

  1. The downloaded report will have the same columns as displayed on the UI as per user preference as well as there will also be an option to modify the column selection while downloading.
  2. The column preferences setup by the user will be saved for future reference i.e. in case the user revisits this screen, the preferred columns will only be displayed in the table.

To view loan disbursement details:

  1. Perform anyone of the following navigation to access the Disbursement Inquiry screen.
    • From the Dashboard, click Toggle menu, click Menu, then click Accounts, and then click Loans & Finances tab, and then click Loans & Finances Account Number. From the Loans & Finance Details page, click on the More Actions, and then click on the Disbursement Inquiry .
    • From the Search bar, type Loan & Finances – Disbursement Inquiry and press Enter.
    • On the Dashboard, click Overview widget, click Loan & Finances card, then click Loans & Finances Account Number. From the Loans & Finance Details page, click on the More Actions, and then click on the Disbursement Inquiry .

    The Disbursement Inquiry screen appears.

  2. From the Loan Account list, select the loan account of which you wish to view disbursement.
    The loan disbursement details of the selected account appears.

    Figure 4-1 Disbursement Inquiry


    Description of Figure 4-1 follows
    Description of "Figure 4-1 Disbursement Inquiry "

    Note:

    The fields which are marked as Required are mandatory.

    For more information on fields, refer to the field description table.

    Table 4-1 Disbursement Inquiry - Field Description

    Field Name Description
    Loan Account Number

    All the loan accounts of the user will be listed in a drop-down in masked format along with nicknames, if defined. The user can select the loan account of which disbursement details are to be viewed. The account number will be masked as per account number masking configurations.

    For more information on Account Nickname, refer Account Nickname
    Disbursement Details  
    Date The date on which the specific amount was disbursed.

    Note:

    If there are multiple disbursements in the account, the last disbursement will be displayed first followed by others accordingly in that order. The last entry in this list will be of the first disbursement date.
    Amount The amount disbursed on the specific date.

    Perform one of the following actions:

    • Click thedownload icon to loan disbursement details records in CSV & PDF format.
    • Click the manage columns icon to setup a column preference by rearranging or removing columns.

      Figure 4-2 Disbursement Inquiry- Manage Columns


      Description of Figure 4-2 follows
      Description of "Figure 4-2 Disbursement Inquiry- Manage Columns "

      Perform one of the following actions:
      • Click Apply to apply the new changes to the table.
      • Click Reset to clear the data entered.