3.1.1 Account

This topic provides information on account.

  1. In the Global Configuration screen, click Account.
    The Account screen is displayed.

    Figure 3-4 Account


    Description of Figure 3-4 follows
    Description of "Figure 3-4 Account"

  2. Click Edit to specify the details under account.
    The Account - Edit screen is displayed.

    Figure 3-5 Account - Edit


    Description of Figure 3-5 follows
    Description of "Figure 3-5 Account - Edit"

  3. Click expand and specify the details.

    Figure 3-6 Account


    Description of Figure 3-6 follows
    Description of "Figure 3-6 Account"

    Note:

    The fields marked as Required are mandatory.

    For more information on fields, refer to the field description table.

    Table 3-1 Account - Field Description

    Field Description
    Account Number Display Specifies the format in which account details are displayed in the user interface.
    Relationship Type for Accounts Defines the relationship types applicable for account visibility and operations. Example values: B – Both (Primary and Secondary), S – Single/Primary holder, O – Other/Secondary holder. Multiple values can be configured based on business requirements.
    Maximum Number of Accounts to Enable Search Option Specifies the maximum number of accounts after which the search functionality becomes available in the UI. If the number of linked accounts exceeds this configured value (for example, 10), the system enables the search option to help users quickly locate specific accounts.
    Maximum Number of Accounts to Enable Filter Option Defines the threshold limit for enabling the filter functionality. When the total number of accounts exceeds the configured value (for example, 100), filter options are displayed to allow users to refine the account list based on predefined criteria.
    Valid Pattern for Account Nickname Specifies the validation pattern (regular expression) that controls the allowed format for account nicknames. This ensures that users enter nicknames using only permitted characters, length, and format as defined by system configuration.

    Figure 3-7 Credit Card


    Description of Figure 3-7 follows
    Description of "Figure 3-7 Credit Card"

    Note:

    The fields marked as Required are mandatory.

    For more information on fields, refer to the field description table.

    Table 3-2 Credit Card - Field Description

    Field Description
    Credit Card Reward Transactions Specifies the number of credit card reward transactions to be displayed in the user interface.
    Credit Card Display Value from Host Indicates whether the credit card details should be displayed exactly as received from the host system. If set to Y, the application displays the host-provided values without modification. If set to N, the system may apply internal formatting or derived display logic.
    Account Number Display Defines the format in which account number details are displayed in the application.

    Figure 3-8 Demand Deposit


    Description of Figure 3-8 follows
    Description of "Figure 3-8 Demand Deposit"

    Note:

    The fields marked as Required are mandatory.

    For more information on fields, refer to the field description table.

    Table 3-3 Demand Deposit - Field Description

    Field Description
    Retail User Balance Type for Current Date Defines the balance type displayed to retail users for the current date.
    Retail User Balance Type for Past Dates Specifies the balance type shown to retail users for historical dates.
    Corporate User Balance Type for Current Date Determines the balance type displayed to corporate users for the current date.
    Corporate User Balance Type for Past Dates Defines the balance type displayed to corporate users for historical dates.
    Display Date Filter Enables or disables the date filter option in the user interface. When set to true, users can filter transactions based on selected date ranges.
    Account Number Display Specifies the format in which account details are displayed.
    Relationship Type for Accounts Defines applicable account relationship types.
    Current and Savings Interest Certificate Years Specifies the number of past years (for example, 5 years) for which interest certificates for current and savings accounts can be generated.
    Hide Closed Accounts for Corporate User Determines whether closed accounts are hidden for corporate users.
    Recent Number of Demand Deposit Account Transactions Specifies the number of recent demand deposit transactions (for example, 15) displayed by default in the account activity screen.
    Ad Hoc Current and Savings Statement Days Defines the maximum number of past days (for example, 365 days) for which ad hoc account statements can be generated.
    Transaction Value Date for Demand Deposits Controls whether transaction value date is considered for demand deposit transactions.
    Debit Card PIN Length Specifies the required PIN length (for example, 4 digits) for debit cards.
    Flag for Card ID and Display ID from Host Determines whether the card ID and display ID should be directly fetched from the host system.
    Account Statements Years Specifies the number of years (for example, 4 years) for which account statements are available for download.
    Days for Fetching Transactions Defines the maximum number of past days (for example, 365 days) for which transaction history can be retrieved from the system.
    Enable IBAN Enables or disables IBAN support in the application.
    Days for Listing Cheques Specifies the number of past days (for example, 90 days) for which cheque transactions are listed.
    Maximum Number of Records Defines the upper limit (for example, 500 records) for transaction or data retrieval in a single request to ensure optimal performance.
    Demand Deposits Pre Generated Transactions Specifies the number of demand deposit transactions (for example, 10) pre-generated or preloaded for quicker display in the UI.
    Filters Account Activity on the Basis of Transaction Date Determines the filtering basis for account activity.
    Account and Branch Separator Specifies the character used to separate account number and branch code when displayed together in the user interface.

    Figure 3-9 Loan


    Description of Figure 3-9 follows
    Description of "Figure 3-9 Loan"

    Note:

    The fields marked as Required are mandatory.

    For more information on fields, refer to the field description table.

    Table 3-4 Loan - Field Description

    Field Description
    Account Number Display Defines the sequence of account attributes displayed in the user interface.
    Loan Calculator Interest Rate Default Value Specifies the default interest rate (1%) pre-populated in the loan calculator.
    Loan Calculator Interest Rate Maximum Value Defines the maximum allowable interest rate (25%) in the loan calculator.
    Loan Calculator Interest Rate Minimum Value Defines the minimum allowable interest rate (1%) in the loan calculator.
    Loan Calculator Number of Installments Default Value Specifies the default number of installments (12) shown in the loan calculator.
    Loan Calculator Number of Installments Maximum Value Defines the maximum number of installments (360) allowed in the loan calculator.
    Loan Calculator Number of Installments Minimum Value Defines the minimum number of installments (1) allowed in the loan calculator.
    Loan Calculator Principal Amount Default Value Specifies the default principal amount (10000) populated in the loan calculator.
    Loan Calculator Principal Amount Maximum Value Defines the maximum principal amount (1000000) allowed in the loan calculator.
    Loan Calculator Principal Amount Minimum Value Defines the minimum principal amount (1000) allowed in the loan calculator.
    Loan Calculator Tenure Default Value Specifies the default tenure (1 year) populated in the loan calculator.
    Loan Calculator Tenure Maximum Value Defines the maximum tenure (30 years) allowed in the loan calculator.
    Loan Calculator Tenure Minimum Value Defines the minimum tenure (1 year) allowed in the loan calculator.
    Loan Eligibility Calculator Gross Monthly Income Default Value Specifies the default gross monthly income (10000) in the loan eligibility calculator.
    Loan Eligibility Calculator Gross Monthly Income Maximum Value Defines the maximum gross monthly income (1000000) allowed in the eligibility calculator.
    Loan Eligibility Calculator Gross Monthly Income Minimum Value Defines the minimum gross monthly income (1000) allowed in the eligibility calculator.
    Loan Eligibility Calculator Interest Rate Default Value Specifies the default interest rate (1%) in the loan eligibility calculator.
    Loan Eligibility Calculator Interest Rate Maximum Value Defines the maximum interest rate (25%) allowed in the eligibility calculator.
    Loan Eligibility Calculator Interest Rate Minimum Value Defines the minimum interest rate (1%) allowed in the eligibility calculator.
    Loan Eligibility Calculator Monthly Expenses Default Value Specifies the default monthly expense amount (1000) in the eligibility calculator.
    Loan Eligibility Calculator Monthly Expenses Maximum Value Defines the maximum monthly expense amount (1000000) allowed in the eligibility calculator.
    Loan Eligibility Calculator Monthly Expenses Minimum Value Defines the minimum monthly expense amount (100) allowed in the eligibility calculator.
    Loan Eligibility Calculator Tenure Default Value Specifies the default tenure (1 year) in the loan eligibility calculator.
    Loan Eligibility Calculator Tenure Maximum Value Defines the maximum tenure (30 years) allowed in the eligibility calculator.
    Loan Eligibility Calculator Tenure Minimum Value Defines the minimum tenure (1 year) allowed in the eligibility calculator.
    Loan Calculator Rounding Mode Specifies the rounding method (CEILING) applied to calculated loan values.
    Loan Calculator Rounding Scale Defines the number of decimal places (5) used for rounding loan calculation results.
    Account Statements Years Specifies the number of years (4) for which account statements are available.
    Loan Transaction Value Date Determines whether the transaction value date (true) is considered for loan transactions.
    Loans Interest Certificate Years Specifies the number of years (5) for which loan interest certificates can be generated.
    Recent Number of Loan Account Transactions Defines the number of recent loan transactions (15) displayed by default.
    Loan Adhoc Statement Days Specifies the number of past days (365) allowed for generating adhoc loan statements.
    Loans Pre Generated Transactions Defines the number of loan transactions (10) preloaded for quick display.
    Delimiter Used to Separate Account and Branch Codes Specifies the delimiter (@~) used to separate account number and branch code in display.
    Filters Account Activity on the Basis of Transaction Date Indicates that account activity filtering is performed based on transaction date (T).
    Relationship Type for Accounts Defines the permitted relationship types (such as B, S, O) applicable for account access.

    Figure 3-10 Term Deposit


    Description of Figure 3-10 follows
    Description of "Figure 3-10 Term Deposit"

    Note:

    The fields marked as Required are mandatory.

    For more information on fields, refer to the field description table.

    Table 3-5 Term Deposit - Field Description

    Field Description
    Account Number Display Defines the sequence of account attributes displayed in the user interface.
    Term Deposit Interest Frequency Specifies the interest payout frequency for term deposits, where M indicates monthly interest payment.
    Hide Closed Accounts for Corporate User Determines whether closed accounts are hidden for corporate users; false indicates closed accounts remain visible.
    Account Statements Years Specifies the number of years (4) for which account statements are available for viewing or download.
    Require PAN Indicates whether PAN is mandatory for transactions or account operations, where N means PAN is not required.
    Term Deposit Pre Generated Transactions Defines the number of term deposit transactions (10) preloaded for quick display in the system.
    Term Deposits Interest Certificate Years Specifies the number of years (5) for which term deposit interest certificates can be generated.
    Ad Hoc Statement Term Deposits Days Defines the number of past days (365) allowed for generating ad hoc term deposit statements.
    Recent Number of Term Deposit Account Transactions Specifies the number of recent term deposit transactions (15) displayed by default.
    Term Deposit Calculation Walk In Customer ID Defines the default customer ID (006126) used for walk-in customer term deposit calculations.
    Filters Account Activity on the Basis of Transaction Date Indicates that account activity filtering is performed based on transaction date, where Tz represents the configured filter logic.
    Relationship Type for Accounts Defines the permitted relationship types (such as B, S, O) applicable for account access and visibility.
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Parent topic: Global Settings