5.2 Increase/Decrease Utilization

This topic provides the information on increase/decrease utilization.

Increase/Decrease utilization transaction would be used to modify the utilization amount of the transaction. This transaction will be used when customer is making payment for the loan or when the loan amount is modified.

Apart from the Gate Way header information, system requires following information.

Table 5-4 Increase/Decrease Utilization

SL No	Field Name	Data Type (size)	Remarks	Mandatory
1	Utilization Reference Number	Alpha Numeric (16)	Specifies utilization reference number.	No
2	External Reference Number	Alpha Numeric( 50)	If the product processor does not have Oracle FLEXCUBE Enterprise Limits and Collateral Management utilization reference number then it should pass the product processor reference number.	Yes
3	Amount Tag	Alpha Numeric( 20)	Amount tag would be required when there are multiple utilization for the same reference number. This tag would indicate which component needs to be modified.	No
4	Modified Utilization Amount	Numeric	Indicates the Increase/ Decrease Utilization Amount.	Yes
5	Utilization Currency	Alpha Numeric (3)	indicated the currency of the utilization transaction. Currency code entered should be valid currency code in .	No
6	Transaction Initiated Date	Date	Indicates the date and time when the transaction was entered in product processor.	Yes
7	Value Date	Date	Specifies the Value date of the transaction.	No
8	Authorization Status	Alphabet (1)	Indicates whether transaction should be authorized online or not. Possible values are A (Authorize online) and U (upload transaction as unauthorized). Default value is U.	No
9	Force Authorization	Alphabet (1)	Indicates whether transaction should ignore the overrides occurred in the process or not. Possible values Y (force authorize) and N (not force authorized). Default value is N.	No
10	Simulate	Alphabet (1)	Indicates if the transaction should be used only for simulation. Possible Values Y (simulate) and N (actual transaction). Default value is N.	No

• Validations for Modify Utilization process
  This topic provides information on Validations for Modify Utilization process.