5.8 Limit Utilization

This topic describes about the information on Utilization Transaction Screen.

Note:

The fields, which are marked with an asterisk, are mandatory.

1. On the Home screen, specify GEDUTILS in the text box and click the icon.
   The Limit Utilization screen displays.

   Figure 5-1 Limit Utilization

   
   

   
   Description of "Figure 5-1 Limit Utilization"

   
   
2. On Limit Utilization screen, click New and specify the fields.

   Note:

   The limit utilization feature explained in this section is available only if the Enterprise Limits and Collateral Management module has been set up in standalone mode. This screen can be launched only if Enterprise Limits and Collateral Management license is purchased.

   For more information on fields, refer to the field description table.

   Table 5-10 Limit Utilization - Field Description

   Field	Description
   Utilization Branch	Specify the branch where the utilization request should be processed. The adjoining option list contains all the branches maintained in the system. Select the appropriate one.
   User Reference Number	Specify a unique reference number for the transaction.
   Transaction Module	Specify the module for the transaction. The adjoining option list contains all the modules in the system. Select the appropriate one.
   Transaction Date	Specify the date for the transaction.
   Simulate	Swtich to to indicate that the details for the transaction Swtich to not indicate that the details for the transactionto disable this parameter. After a simulated transaction has been successfully put through, the system displays the utilized amount for the facility and the for the liability.
   Customer Number	Specify a valid customer number for the transaction. The adjoining option list contains all the customers maintained in the system. Select the appropriate one.
   Entity Type	The system displays the entity type to which the utilization is associated.
   Default liability	When a customer number is selected from drop-down list, default liability flag is checked by default and Liability No column shows the liability to which this customer is linked as default. If a customer is linked to multiple liabilities and utilization transaction needs to consider the entity belonging to a liability which is not default, then default liability needs to be unchecked and liability number can be selected from the list of values against this field.
   Utilization Amount	Specify the amount for the utilization transaction.
   Utilization Currency	Specify the currency for the amount entered. The adjoining option list contains all the currencies maintained in the system. Select the appropriate one.
   Utilization Product	Specify the product for the transaction. The adjoining option list contains all the relevant products. Select the appropriate one.
   Limit Utilized Amount	Specify the amount utilized from the limit in limit currency. In case of cross currency utilization transaction, convert the utilized amount from the transaction currency to Limit Currency and mention it as Limit Utilized Amount. If the Limit Utilized Amount is specified, foreign currency revaluation and currency revaluation is not applicable for the utilization transaction.
   Tenor Basis	Enter the basis on which tenor tracking should be done for the utilization. Indicates that the utilization should be tracked tenor wise for the facility. Days should be provided when Tenor Basis is provided. Accepted values are Y (Yearly), R (Rolling) and F (Fixed). In case user provides any other value, tenor based utilization will not be affected, only the facility level utilization will take effect.
   Days	User must have selected the Tenor Basis option before user can specify the Days. Tenor based utilization will reflect at Facility level only when the days specified here are maintained at the facility level also.
   Maturity Date	Specify the date on which the transaction matures.
   Amount Tags	Specify the component type for the transaction. The adjoining option list contains all the relevant tags. Select the appropriate one. The Amount Tag entered in Amount Tag Maintenance screen is displayed here.
   Remarks	Enter any additional remarks that you wish to maintain for this transaction. You can enter up to 255 characters.
   Value Date	Specify the value date for the transaction. Note: Value date can be lesser/more than the Maturity date.
   Line Code	Specify the line code to be used for the transaction. The adjoining option list contains all the line codes allowed. Select the appropriate one.
   Serial No	The serial number field is disabled and it gets defaulted from the Facilities Maintenance screen.
   Exchange Rate	Specify the Exchange Rate for cross currency utilization transaction. The utilization amount for all Limit Entities such as Facility, Collateral, Pool, Liability and Exposure linked to facility and liability will be calculated in the mentioned utilization currency directly using this exchange rate instead of the exchange rate mentioned in GEDPARAM. If utilization amount is in limit currency and the Exchange Rate is not provided as a part of utilization, then the system will calculate the Exchange Rate with the utilization amount in transaction currency and the utilization amount in limit currency. Note: The exchange rate mentioned in GEDUTILS will be used only for the calculation of direct limit entities utilization. Utilization on facility with FX setting: Fixed / Derived rate given as part of FX Revaluation will be applied only to that facility and not to all limits (Lines and Liabilities) up the hierarchy. The pre-configured rates in the system will be used for limits up the hierarchy. For example: When only sub-line has FX Revaluation setting, Fixed / Derived rate configured in FX revaluation screen is considered for utilization transaction on sub-line. Whereas, main line & liability are utilized considering GEDPARAM setting. When main line and sub-line have FX Revaluation setting, Fixed / Derived rate at respective levels (Sub-line and Main line) will be considered for utilization transaction, and liability will be utilized considering GEDPARAM setting.
   Block Reference Number	If user enter the block reference number, you can utilize the limit amount, thereby reducing the block amount. The extent of the amount utilized is released from the block amount. If user try to utilize more than limit amount, the system gives an override. An error appears, when user try to utilize more than blocked amount by providing block reference number.
   Ext Ref No	Specify the external reference number for utilization from other product processors. Note: For information specific to utilization transaction on non-revolving special lines, refer Enterprise Limits Management User Manual.

3. Click Save to save the record.