3.2.1 Value Date Based Utilization Processing

This topic describes about the detailed information on utilization processing based on value date.

Oracle Banking Enterprise Limits and Collateral Managementalso tracks all the utilizations of the facility based on the value date of the transaction. The following transactions are supported for value dated processing:

• New utilization
• Increase utilization
• Decrease utilization
• Alter utilization

As part of the above utilization transactions, the Value Date is the value date of the transaction. Updating of value dated utilization can be set to be online or to be a part of EOD process. This parameter is maintained in Oracle Banking Enterprise Limits and Collateral Management Parameter Maintenance.

• If the parameter is set to update Value Date online, then during the transaction process the Value Date utilization details are updated online. Otherwise, it is updated during EOD process.
• In the case of main lines, the system identifies all the sub lines linked and track the utilization. This utilization is tracked in addition to the contracts that are directly linked to the main line.

For more information on Utilization Transactions, refer Annexure 1 - Value Dated Facility.