1.1 Background

Oracle Banking Enterprise Limits and Collateral Management (OBELCM) is a comprehensive solution that centralizes the processes of limits and collateral managements, providing real time, enterprise-wide view of exposures.

Its industry leading capabilities supports creation and management of flexible multi-level credit facilities, hierarchical exposure tracking and collateral structures with collateral pooling.

It is enabled for multi-currency, multi-entity, multi-instance operations including centralized online tracking of coherence-based (scalable, fault-tolerant, cloud-ready, and distributed platform) utilizations helping banks monitor exposures by customer, business line, product, and industry in real time.

OBELCM has rich functionalities such as revaluation, fee architecture, breach tracking among others that transforms financial institution’s credit risk management making them more resilient, complaint and efficient in managing credit and collateral. Being built on Oracle Banking Microservice Architecture (OBMA), Oracle Banking Enterprise Limits and Collateral Management offers robust integration capabilities to seamlessly coexist with the existing application landscape.

OBELCM integrates with the Covenants and Conditions module, which provides robust maintenance, linkage, and tracking of covenants and conditions.

Oracle Banking Enterprise Limits and Collateral Management 14.8.2.0.0 is an upgraded version of 14.8.1.0.0, the first OBMA release migrated from 14.8.0.0.0.