3.1.3 Collateral Domain Changes

1. Collateral Warehouse Maintenance and Linking:
   • Support for maintaining a master list of warehouses with all required details.
   • Ability to link individual collateral to one or more warehouses with precise allocation percentages; totals across linked warehouses must be equal to 100%.
   • Applies to the following collateral types: Agriculture, Commodity, Inventory, Machinery, Miscellaneous, Perishables, Precious Metals, and Vehicle.
2. Changes to Vehicle Collateral:
   • For newly procured vehicles, the following fields are made optional.
     • Registration Number, Registration Date, and Registration Authority.
   • For used or existing vehicles, these fields remain mandatory when creating a Vehicle collateral record.
3. Charge Due Date Enhancement:
   • Provision to signify number of days at collateral category level which facilitates in deriving charge due date at collateral level.
   • Based on number of days defined at category level, charge registration due date is derived during collateral maintenance for charge status as proposed, which can be modified by user.
4. Nominal value changes: Stocks, Funds, and Bonds collateral is now enhanced to support collateral value calculation when Nominal Value is selected.
   • A new Nominal Amount field is available on collateral child screens for externally revalued securities.
   • If Nominal Value is selected in Security Maintenance:
     • Face Value is mandatory.
     • At collateral level, nominal Amount is mandatory, and Security No. of Units is disabled
   • If Nominal Value is not selected:
     • Nominal Amount is disabled, and Security Number of Units is enabled.
   • Collateral value calculation is supported in both configurations.