1 Configurations

This topic describes information about the configurations of Oracle Banking Origination.

The Oracle Banking Origination includes comprehensive coverage of origination processes for Savings Account, Current Account, Term Deposit, and Loans comprising of Home Loan, Personal Loan, Education Loan, and Vehicle Loans. This document provides an overview of the configuration required for the various Oracle Banking Origination processes.

The Oracle Banking Origination is factory shipped with referenced workflows for the mentioned product origination. It can configure the workflows based on the bank's internal policy and requirements. A configuration such as Business Product, Business Process, Qualitative Scorecard, Quantitative Scorecard allows the bank to define their workflows and provides access to various dashboard widgets based on the user roles. A summary of the configurations described below:

The origination processes in Oracle Banking Origination are driven based on the below configurations:

• Bussiness Product
• Business Process

For assessment of the Loan Applications and the Unsecured Overdraft Limit creation in Current Accounts, the below mentioned two configurations are required:

• Credit Decision Configuration
• Facts and Rules
• Qualitative Scorecard

The Qualitative Scorecard ID is linked to the Business Products to aid in the assessment purpose of the specific Business Product Origination.

This module also supports comprehensive dashboard widgets for bank persons such as Relationship Manager, Branch Manager, Loan Officer, and Credit Head. The configuration for the same is supported by providing access to the Function ID of the dashboard widgets.

• Business Product Configuration
  This topic provides the information about the business product configuration.
• Business Process Configuration
  This topic provides the information about the business process configuration.
• Rule Configuration
  This topic provides the information for the user to rule the configuration.
• Credit Decision Configuration
  This topic provides the information about the credit decision configuration.
• Origination Preferences
  This topic describes the preferences which are set at origination level.
• Reason Codes
  This topic describes the overview of the reason codes.
• Dashboard Configuration
  This topic describes the systematic instructions for dashboard configuration.
• Initial Funding Configuration
  This topic provides the information about the initial funding configuration.
• Application Submission Configuration
  This topic provides the information about the application submission configuration.
• Machine Learning Configuration for Predicting Account Opening Date
  This topic provides the information about the machine learning configuration for predicting account opening date.
• Batch Process Configuration
  This topic provides the information about batch process configuration.
• FOP for Advices
  This topic describes about FOP for advices.
• Service Level Agreement (SLA) Maintenance
  This topic provides the information about the service level agreement maintenance.
• Customer Dedupe Check
  This topic provides the information about customer dedupe check.
• Application Dedupe Check
  This topic provides the information about application dedupe check.
• Task Allocation
  This topic provides the information about the Task Allocation.