2.1.2 Account Details

This topic provides the systematic instructions to view and modify the account details.

The Account Details data segment displays the account details. The account details are auto populated if the user have capture it while initiating an application. User can edit them in this data segment.

To add account details:

1. Click Next from the previous data segment to proceed with next data segment, after successfully capturing the data.
   The Account Details screen displays.

   Figure 2-7 Account Details

   
   

   
   Description of "Figure 2-7 Account Details"

   
   
2. Specify the fields on Account Details screen.

   Note:

   The fields, which mentioned as Required, are mandatory.

   For more information on fields, refer to the field description table.

   Table 2-6 Account Details - Field Description

   Field	Description
   Application Date	Displays the date on which the application was initiated.
   Application Priority	Specify the priority level of this account opening application. The available options are: Low Medium High Based on the selected option the applications appears in list of the logged in user
   Sourced By	Specify or select the user ID who initiate this account opening application.
   Branch	Specify the branch code of this account opening opening application.
   Overdraft Requested	Select to indicate if overdraft is required. Note: This toggle is not applicable for SMB Customers.
   Staff Benefits Applicable	Select to indicate whether staff benefits are applicable. The available options are: Yes : Select this option to avail the staff benefits. No : Select this option for not making use of any staff benefits. This field appears if the Yes option is select from the Staff field in the Applicant data segment. The Yes option is by default selected in this field.
   Mandate Details	In this section the user can capture the mode of operation for the account.
   Mode of Operations	Select the appropriate option from the mode of operations list.
   Account Preference	In this section the user can set an account preferences.
   Account Statement	Select to indicate whether user needs account statement.
   Statement Via	Select the mode of an account statement. The available options are: EMAIL POST In case of joint applicant involved in an application, if the any of an applicant has opted for e-sign options then the system by default select the EMAIL option.
   Frequency	Select the frequency from the drop-down list. The available options are: Monthly Quarterly Half - Yearly Annual
   Debit Card	Select to indicate if debit card is required.
   Cheque Book	Select to indicate if cheque book is required.
   Passbook	Select to indicate if passbook is required.
   Account Address Preference	Select the address which is indicated as account address. All captured addresses in the Applicant data segment appears for selection. The address in the drop down list appears in below format, First Name-Applicant Role-Address Type - Address (Complete address sepearted by ,) After the account address is selected: if the selected address is deleted from the Applicant data segment then the system removes the selection of that address in this data segment. In this case user have to select another address as account address. if the selected address is edited in the Applicant data segment then updated address is automatically reflected in this data segment.
   Banking Channel Preferences	Select the preferences for the banking channel. The channel options appears based on the Business Product Configuration.
   Communication Channel Preferences	Select the preference of the communication channel. The channel options appears based on the Business Product Configuration. The available options are: EMAIL POST SMS
   Preferred Communication Channel	Select the preferred communication channel. The options in this drop down appears based on the selected options in the Commumncation Channel Preferences fields.
   Income Reliant	Select to indicate whether the applicant is income reliant. The applicant’s financial details are captured only if this indication is selected. This field appears if the Overdraft Requested is selected. It is mandatory to select at least one applicant as Income Reliant.
   Fund the Account	Select to indicate the initial funding option for the account opening. The fields to capture the initial funding details appears if this toggle is on. This field and initial funding related fields appears if the Fund Post Account Opening toggle is not selected in the Business Product Preference data segment of the Business Product Configuration screen.
   Fund By	Select the fund by from the drop-down list. Available options are: Cash Account Transfer Other Bank Cheque External Account Transfer
   Transaction Reference No	Specify the transaction reference number
   Amount	Specify the amount.
   Value Date	Select the Current Business date.
   Account Number	Select the account number from the Account Search popup. This field appears only if the Fund By is selected as Account Transfer In Account Search popup, the user can view only the accounts of the existing customers who are part of the application.
   Account Name	Displays the account name for the selected account number. This field appears only if the Fund By is selected as Account Transfer
   Cheque Number	Specify the Cheque number. This field is non-mandatory for Account Transfer funding mode. This field is mandatory for Other Bank Cheque funding mode.
   Cheque Date	Select the Cheque date. This field is non-mandatory for Account Transfer funding mode. This field is mandatory for Other Bank Cheque funding mode.

3. Click Next to navigate to the next data segment, after successfully capturing the data. The system will validate all mandatory data segments and data fields. If mandatory details are not provided, the system displays an error message for the user to take action. User will not be able to proceed to the next data segment, without capturing the mandatory data.