6 Advices
This topic provides the information on the various advices supported in Savings Account Origination process.
Account Creation
Bank Name Branch To, Date: Customer Name Address Line 1 Address Line 2 State City Pin code Sub: Account Creation Dear Sir/Madam, We are happy to inform you that your Savings account creation has been completed. Your savings account number is <XXXXXXXXXXXXXXXXX>. Annualized Percentage Yield : ## % as on account opening date ## under the product #product name # We are delighted to have you as a valued customer and thank you for choosing us for your banking needs. Feel free to contact us If you have any questions or require assistance. We look forward to assisting you in achieving your financial goals. Yours faithfully, <Manager Name> <Bank Name>
Offer Issue
Bank Name Branch To, Date: Customer Name Address Line 1 Address Line 2 State City Pin code Atten: Mr/Mrs. Customer Name(s) Dear Sir/Madam, We are pleased to inform you that your request dated <Application Date> (YYYY-MM-DD) vide application number <xxxxxx> for <Product Name> has been approved with the following parameters detailed below. Approved Amount : <Currency + Approved Amount> Approved Date : <Offer Issue Date>(DD-MM-YYYY) Overdraft Tenor : <Tenure> Months Offer Valid Period : <Offer Expiry Period> <Offer Expiry Term> Interest Rate : <Latest Effective Interest Rate> % Fee Amount : <Total Charges> Collateral Details:
Type | Amount | Currency Code |
---|---|---|
<Collateral Type> | <Collateral Amount> | <Collateral Value Currency Code> |
Please return this offer letter with your acceptance. If not returned on aforesaid date, this letter will be null and void. Acceptance of this letter will be at Banks sole discretion. In case of any clarification please do not hesitate to contact Relationship Manager <Source Emp Name>. Yours faithfully, <Branch Name> We <Customer Name>, hereby accept the offer with the above terms and Condition. Name: Signature: Date: Place:
View Application with
OD
Application Number: <XXXXXXXXXXXX> Application Branch: <XXX> <Branch> Date: YYYY-MM-DD Applicants: Applicant 1 Applicant 2 Product Details Application Type: <New> Product: <Product Name> Term : <years/months/days> Purpose : <purpose> Contribution: <Currency><Amount> Total : <Currency><Amount> Source of Funds: ATM Transactions in a Month: Domestic Transactions in a Month: Expected Annual Volume of Transactions: Expected Foreign Wire Activity: Purpose of Account: E-Sign: Consent to receive communication electronically?
Table 6-1 Applicants
Name | Role |
---|---|
Applicant 1 | <Role> |
Applicant 2 | <Role> |
Fund the Account (if Fund Post Account Opening parameter is un-checked): Fund By : Amount : BIC Code : Bank : Branch : External Account Number : Beneficiary Name : Personal Details Primary Applicant /Joint Applicant /Guardian/ Custodian Name: <Applicant Name> Date Of Birth :<yyyy>-<mm>-<dd> Gender : Resident Status : Birth Country : Nationality : Citizenship By : Insider : Role : Politically Exposed Person Address
Table 6-2 ID Detials
ID Type | ID Status | Unique ID | Place Of Issue | Issue Date | Expiration Date | Remarks |
---|---|---|---|---|---|---|
<Type> | <Status> | <Unique ID> | <place name> | <yyyy-mm-dd> | <yyyy-mm-dd> | <XXXXX> |
Table 6-3 Supporting Documents
Document Name | Document Number | Document Issue Date | Document Expiry Date | Uploaded Document |
---|---|---|---|---|
<Document Name> | <Document Number> | <yyyy-mm-dd> | <yyyy-mm-dd> | <document name> |
Table 6-4 Service Member Details
Unit Name | Service Branch | Remarks | Order Number | Notification Date | Employee ID | Covered Under Armed Forces Benefits | Active Duty Start Date | Active Duty End Date |
---|---|---|---|---|---|---|---|---|
<Unit Name> | <Service branch> | <Remarks> | <Number> | <yyyy-mm-dd> | <ID> | <benefits> | <yyyy-mm-dd> | <yyyy-mm-dd> |
Relationship
Table 6-5 Related to Insider
Party Type | CIF / Party ID | Name | ID / Registration Number | Is Customer |
---|---|---|---|---|
<Type of party> | <ID> | <Name> | <NUMBER> | <Y/N> |
Table 6-6 Service Members
Party Type | CIF / Party ID | Name | ID / Registration Number | Is Customer |
---|---|---|---|---|
<type of party> | <party ID> | <Name of the service member> | <Registration Number> | <y/n> |
Employment Details Employee Name: Mr. <Applicant 1 Name> Employer Name: <XYZ> Organization Category: <XYZ> Current Employment: <XYZ> Employment Type :< Full Time> or <Part Time> Employment Start Date: YYYY-MM-DD Employment End Date: YYYY-MM-DD Employer's Address: Address Line1 Address Line2 State City Pin code Employee Name: Mr. <Applicant 2 Name> Employer Name: <XYZ> Organization Category: <XYZ> Current Employment: <XYZ> Employment Type: < Full Time> or <Part Time> Employment Start Date: YYYY-MM-DD Employment End Date: YYYY-MM-DD Employer's Address: Address Line1 Address Line2 State City Pin code Financial Position Details (Currency: GBP)
Table 6-7 Asset Details
Asset Type | Asset Amount |
---|---|
House | XXX |
Deposit | XXX |
Vehicle | XXX |
Other | XXX |
Table 6-8 Liaiblities Details
Liabilities Type | Liabilities Amount |
---|---|
Property Loan | XXX |
Vehicle Loan | XXX |
Credit Card Outstanding | XXX |
Overdrafts | XXX |
Personal Loan | XXX |
Other | XXX |
Home Loan | XXX |
Education Loan | XXX |
Table 6-9 Income Details
Income Type | Income Amount |
---|---|
Salary | XXX |
Interest Amount | XXX |
Rentals | XXX |
Business | XXX |
Cash Gifts | XXX |
Other | XXX |
Business | XXX |
Pension | XXX |
Investment Income | XXX |
Agriculture | XXX |
Table 6-10 Expense Details
Expense Type | Expense Amount |
---|---|
Loan Payments | XXX |
Utility Payments | XXX |
Insurance Payments | XXX |
Credit Card Payments | XXX |
Rentals | XXX |
House | XXX |
Vehicle | XXX |
Fuel | XXX |
Other | XXX |
Medical | XXX |
Education | XXX |
Nominee Details
Table 6-11 Nominee Details
Name | Relationship | Dateofbirth | Percentage | Guardian | Address |
---|---|---|---|---|---|
<Nominee Name> | <Nomine Relationship> | YYYY-MM-DD | <Shared Percentage> | <Yes> or <No> | <Nominee Address> |
Collateral Details (Currency) Mandate Details Number Of Applicants: 1 Mandate Registered:
Applicant Name | Repayment Share % |
---|---|
Mr. Test Test | 100 |
Account Service Preferences Account Statement Mode: Frequency: Passbook: Cheque Book: Banking Channel Preference Kiosk Banking: Direct Banking: Debit Card: Communication Channel Preference Email: Post: SMS: Funding Details (if Fund Post Account Opening parameter is checked) Funding Mode: Amount: Value Date: Account Number/ Card Number: Expiration Month, Year (If Card): Transaction Status:
SIGNIFICANT CHANGES You have advised us that there are no foreseeable significant changes to your circumstances that will affect your ability to meet your contracted repayments. You have advised us that significant changes to your circumstances may occur that could adversely affect your ability to meet your contracted repayments and you have plans in place to ensure that you will be able to continue to make repayments if these circumstances occur. Privacy Statement We would like to inform you that: Purpose of collection Personal information is information about an identifiable individual and includes facts or an opinion about you which identifies you or by which your identity can be reasonably determined. The collection of your personal information is essential to enable us to conduct our business of offering and you with our range of financial products and services. We collect personal information for the purposes of: identifying and protecting you when you do business with us establishing your requirements and providing the appropriate product or service setting up, administering and managing our products and services assessing and investigating and if accepted, managing a claim made by you under one or more of our product and training and developing our staff and representatives. We may be required by law to collect your personal information. These include, but are not limited to, anti-money laundering and taxation laws. Consequences if personal information is not provided If we request personal information about you and you do not provide it, we may not be able to provide you with the financial product or service that you request, or provide you with the full range of services we offer. Disclosure We use and disclose your personal information for the purposes we collected it. We may also use and disclose your personal information for a secondary purpose that is related to the purpose for which we collected it. This would happen in cases where you would reasonably expect us to use or disclose your personal information for that secondary purpose. In the case of sensitive information, any secondary purpose, use or disclosure will be directly related to the purpose collection. When necessary and in connection with purposes of collection, we may disclose your personal information to and/or collect your personal information from: Other companies within the. Where required or authorized under our relationship with our joint venture companies. Information technology providers, including hardware and software vendors and consultants such as programmers research and development service providers your advisers, agents or representatives our advisers, agents or representatives if required or authorized to do so, regulatory bodies and government agencies financial advisers lenders’ mortgage insurers and values credit reporting agencies legal and other professional advisers printers and mail house service providers manufacturers for plastic card production (e.g. debit and credit cards) external dispute resolution schemes. Disclosure overseas There are also instances where we may have to send your personal information overseas or collect personal information from overseas. These instances include: sending your personal information to companies in the group. When you have asked us to do so when we are authorised or required by law to do so when we have outsourced a business activity or function to an overseas service provider with whom we have a contractual arrangement certain electronic transactions or when it is necessary in order to facilitate a transaction on your behalf. We will only send your personal information overseas or collect personal information about you from overseas for the purposes in this statement. Access You can request access to the personal information we hold about you by contacting us. In some circumstances, we are able to deny your request for access to personal information. If we deny your request for access, we will tell you why. If accessing your personal information will take an extended period of time, we will inform you of the likely delay. For more detailed requests for access to personal information, for example, access to information held in archives, a fee may be charged to cover the associated cost of retrieval and supplying this information. Marketing We would like to use and disclose your personal information to keep you up to date with the range of products and services available from. Generally, our companies in the group will use and disclose your personal information for ’s marketing purposes. If you do not want us to use and disclose your personal information for the purpose of marketing products and services to you, you should contact us and tell us. Contact Please contact us to: change your mind at any time about receiving marketing material request access to the personal information we hold about you or obtain more information about our privacy practices by asking for a copy of our Privacy Policy You can contact us by calling 13 ** 75 or contacting us at .com.au or by visiting any of our branches. Our Privacy Policy can also be found on our website at .com.au at the bottom of the page by clicking on Privacy. Authority to obtain credit information I/We understand that by signing this application, consent is given to: close to a credit reporting agency certain personal information about me/us including: identity particulars, amount of credit applied for in this application, payments which may become more than 60 days overdue any serious credit infringement which believes I/we have committed, advice that payments are no longer overdue and/or that credit provided to me/us has been discharged.Obtain from a credit reporting agency a report containing personal credit information about me/us and, a report containing information about my/our commercial activities or commercial credit worthiness, to enable to assess this application for credit. I/We further consent to and acknowledge that may at its discretion obtain second and/or subsequent credit reports prior to funding (settlement) or withdrawal of this application, in order to reassess my/our application for credit. Give and obtain from any credit provider(s) that may be named in this application or in a report held by a credit reporting agency information about my/our credit arrangements, including information about my/our credit worthiness, credit standing, credit history, credit capacity for the purpose of assessing an application for credit, notifying any default by me/us. Confirm my employment details from my employer, accountant or tax agent named in this application. Confirm my income received on an investment property from any nominated real estate agent. Acknowledgments & Declarations By signing below, I/we agree that I/we, have read and understood this application declare that all information provided in this application is true and correct authorize to make any enquiries it considers necessary to verify the information provided in this application and in support of this application agree to , in accordance with the Privacy Statement included in this application and the Privacy Policy consent to the disclosures set out in the Authority to Obtain Credit Information consent to disclosing information about my/our application, credit report, loan balance from time to time and associated information relevant to the calculation of commission to the agent nominated in this application and to any organization under which the agent may operate or by whom the agent is employed agree to transmitting my/our personal information by electronic means
Applicant | Date | Signature |
---|---|---|
Applicant 1 | YYYY-MM-DD | - |
Applicant 2 | YYYY-MM-DD | - |
Application Form without OD
Application Number: <XXXXXXXXXXXX> Application Branch: <XXX> <Branch> Date: YYYY-MM-DD Applicants: Applicant 1 Applicant 2 Product Details Application Type: <New> Product: <Product Name> Fund Account: <Y> or <N> Overdraft Requested: <Y> or <N> Amount: <XXXXXX> Personal Details
Applicant | Gender | Date of Birth | Resident | Nationality | Birth Country | ID Type |
---|---|---|---|---|---|---|
Applicant 1 | <Male> / <Female> | YYYY-MM-DD | <XXXXX> | <XXXXX> | <XXXXX> | <XXXXX> |
Applicant 2 | <Male> / <Female> | YYYY-MM-DD | <XXXXX> | <XXXXX> | <XXXXX> | <XXXXX> |
Nominee Details
Name | Relationship | Dateofbirth | Percentage | Guardian | Address |
---|---|---|---|---|---|
<Nominee Name> | <Nomine Relationship> | YYYY-MM-DD | <Shared Percentage> | <Yes> or <No> | <Nominee Address> |
Mandate Details Mode of Operation <XYZ> Privacy Statement We would like to inform you that: Purpose of collection Personal information is information about an identifiable individual and includes facts or an opinion about you which identifies you or by which your identity can be reasonably determined. The collection of your personal information is essential to enable us to conduct our business of offering and you with our range of financial products and services. We collect personal information for the purposes of: identifying and protecting you when you do business with us establishing your requirements and providing the appropriate product or service setting up, administering and managing our products and services assessing and investigating and if accepted, managing a claim made by you under one or more of our product and training and developing our staff and representatives. We may be required by law to collect your personal information. These include, but are not limited to, anti-money laundering and taxation laws. Consequences if personal information is not provided If we request personal information about you and you do not provide it, we may not be able to provide you with the financial product or service that you request, or provide you with the full range of services we offer. Disclosure We use and disclose your personal information for the purposes we collected it. We may also use and disclose your personal information for a secondary purpose that is related to the purpose for which we collected it. This would happen in cases where you would reasonably expect us to use or disclose your personal information for that secondary purpose. In the case of sensitive information, any secondary purpose, use or disclosure will be directly related to the purpose collection. When necessary and in connection with purposes of collection, we may disclose your personal information to and/or collect your personal information from: Other companies within the. Where required or authorized under our relationship with our joint venture companies. Information technology providers, including hardware and software vendors and consultants such as programmers research and development service providers your advisers, agents or representatives our advisers, agents or representatives if required or authorized to do so, regulatory bodies and government agencies financial advisers lenders’ mortgage insurers and values credit reporting agencies legal and other professional advisers printers and mail house service providers manufacturers for plastic card production (e.g. debit and credit cards) external dispute resolution schemes. Disclosure overseas There are also instances where we may have to send your personal information overseas or collect personal information from overseas. These instances include: sending your personal information to companies in the group. When you have asked us to do so when we are authorised or required by law to do so when we have outsourced a business activity or function to an overseas service provider with whom we have a contractual arrangement certain electronic transactions or when it is necessary in order to facilitate a transaction on your behalf. We will only send your personal information overseas or collect personal information about you from overseas for the purposes in this statement. Access You can request access to the personal information we hold about you by contacting us. In some circumstances, we are able to deny your request for access to personal information. If we deny your request for access, we will tell you why. If accessing your personal information will take an extended period of time, we will inform you of the likely delay. For more detailed requests for access to personal information, for example, access to information held in archives, a fee may be charged to cover the associated cost of retrieval and supplying this information. Marketing We would like to use and disclose your personal information to keep you up to date with the range of products and services available from. Generally, our companies in the group will use and disclose your personal information for ’s marketing purposes. If you do not want us to use and disclose your personal information for the purpose of marketing products and services to you, you should contact us and tell us. Contact Please contact us to: change your mind at any time about receiving marketing material request access to the personal information we hold about you or obtain more information about our privacy practices by asking for a copy of our Privacy Policy You can contact us by calling 13 ** 75 or contacting us at .com.au or by visiting any of our branches. Our Privacy Policy can also be found on our website at .com.au at the bottom of the page by clicking on Privacy. Authority to obtain credit information I/We understand that by signing this application, consent is given to: close to a credit reporting agency certain personal information about me/us including: identity particulars, amount of credit applied for in this application, payments which may become more than 60 days overdue any serious credit infringement which believes I/we have committed, advice that payments are no longer overdue and/or that credit provided to me/us has been discharged.Obtain from a credit reporting agency a report containing personal credit information about me/us and, a report containing information about my/our commercial activities or commercial credit worthiness, to enable to assess this application for credit. I/We further consent to and acknowledge that may at its discretion obtain second and/or subsequent credit reports prior to funding (settlement) or withdrawal of this application, in order to reassess my/our application for credit. Give and obtain from any credit provider(s) that may be named in this application or in a report held by a credit reporting agency information about my/our credit arrangements, including information about my/our credit worthiness, credit standing, credit history, credit capacity for the purpose of assessing an application for credit, notifying any default by me/us. Confirm my employment details from my employer, accountant or tax agent named in this application. Confirm my income received on an investment property from any nominated real estate agent. Acknowledgments & Declarations By signing below, I/we agree that I/we, have read and understood this application declare that all information provided in this application is true and correct authorize to make any enquiries it considers necessary to verify the information provided in this application and in support of this application agree to , in accordance with the Privacy Statement included in this application and the Privacy Policy consent to the disclosures set out in the Authority to Obtain Credit Information consent to disclosing information about my/our application, credit report, loan balance from time to time and associated information relevant to the calculation of commission to the agent nominated in this application and to any organization under which the agent may operate or by whom the agent is employed agree to transmitting my/our personal information by electronic means
Applicant | Date | Signature |
---|---|---|
Applicant 1 | YYYY-MM-DD | - |
Applicant 2 | YYYY-MM-DD | - |