This topic provides the information on the various advices supported in Current Account Origination process.
Account Creation
Bank Name
Branch
To, Date:
Customer Name
Address Line 1
Address Line 2
State
City
Pin code
Sub: Account Creation
Dear Sir/Madam,
We are happy to inform you that your Current Account Creation has been completed.
Your Current account number is <XXXXXXXXXXXXXX>.
Please feel free to contact us if you need further clarifications.
Yours faithfully,
<Manager Name>
<Bank Name>
Offer Issue
Bank Name
Branch
To, Date:
Customer Name
Address Line 1
Address Line 2
State
City
Pin code
Atten: Mr/Mrs. Customer Name(s)
Dear Sir/Madam,
We are pleased to inform you that your request dated <Application Date> (YYYY-MM-DD) vide
application number <xxxxxx> for <Product Name> has been approved with the following
parameters detailed below.
Approved Amount : <Currency + Approved Amount>
Approved Date : <Offer Issue Date>(DD-MM-YYYY)
Overdraft Tenor : <Tenure> Months
Offer Valid Period : <Offer Expiry Period> <Offer Expiry Term>
Interest Rate : <Latest Effective Interest Rate> %
Fee Amount : <Total Charges>
Collateral Details:
Please return this offer letter with your acceptance. If not returned on aforesaid date,
this letter will be null and void. Acceptance of this letter will be at Banks sole discretion.
In case of any clarification please do not hesitate to contact Relationship Manager <Source Emp
Name>.
Yours faithfully,
<Branch Name>
We <Customer Name>, hereby accept the offer with the above terms and Condition.
Name:
Signature:
Date: Place:
Application Form with OD
Application Number: <XXXXXXXXXXXX>
Application Branch: <XXX> <Branch>
Date: YYYY-MM-DD
Applicants:
Applicant 1
Applicant 2
Product Details
Application Type: <New>
Product: <Product Name>
Fund Account: <Y> or <N>
Overdraft Requested: <Y> or <N>
Amount: <XXXXXX>
Personal Details
Primary Applicant Name/Joint Applicant Name/Guarantor Name: Applicant 1 Name
Date of Birth: YYYY-MM-DD
Gender: <Male> / <Female>
Resident Status: <XXXXX>
Birth Country: <XXXXXX>
Nationality: <XXXXXXX>
Citizenship By: <XXXXXXX>
ID Type: <XXXXXXX>
Unique ID No: <XXXXXXX>
Valid Till:
Address:
Address Line1
Address Line2
State
City
Pin code
Employment Details
Employee Name: Mr. <XXXXXX>
Employer Name: <XYZ>
Organization Category: <XYZ>
Current Employment: <XYZ>
Employment Type :< Full Time> or <Part Time>
Employment Start Date: YYYY-MM-DD
Employment End Date: YYYY-MM-DD
Employer's Address:
Address Line1
Address Line2
State
City
Pin code
Financial Position Details:
Nominee Details
Unsecured OD Details
Requested Limit
<XXX>
Mandate Details
Mode of Operation
<XYZ>
SIGNIFICANT CHANGES
You have advised us that there are no foreseeable significant changes to your circumstances that will affect
your ability to meet your contracted repayments.
You have advised us that significant changes to your circumstances may occur that could adversely affect your
ability to meet your contracted repayments and you have plans in place to ensure that you will be able to
continue to make repayments if these circumstances occur.
Privacy Statement
We would like to inform you that:
Purpose of collection
Personal information is information about an identifiable individual and includes facts or an opinion about
you which identifies you or by which your identity can be reasonably determined. The collection of your
personal information is essential to enable us to conduct our business of offering and you with our range of
financial products and services.
We collect personal information for the purposes of:
identifying and protecting you when you do business with us establishing your requirements and providing the
appropriate product or service setting up, administering and managing our products and services assessing and
investigating and if accepted, managing a claim made by you under one or more of our product and training and
developing our staff and representatives. We may be required by law to collect your personal information.
These include, but are not limited to, anti-money laundering and taxation laws.
Consequences if personal information is not provided
If we request personal information about you and you do not provide it, we may not be able to provide you with
the financial product or service that you request, or provide you with the full range of services we offer.
Disclosure
We use and disclose your personal information for the purposes we collected it. We may also use and disclose
your personal information for a secondary purpose that is related to the purpose for which we collected it.
This would happen in cases where you would reasonably expect us to use or disclose your personal information
for that secondary purpose. In the case of sensitive information, any secondary purpose, use or disclosure
will be directly related to the purpose collection.
When necessary and in connection with purposes of collection, we may disclose your personal information to
and/or collect your personal information from:
Other companies within the. Where required or authorized under our relationship with our joint venture
companies. Information technology providers, including hardware and software vendors and consultants such
as programmers research and development service providers your advisers, agents or representatives our
advisers, agents or representatives if required or authorized to do so, regulatory bodies and government
agencies financial advisers lenders’ mortgage insurers and values credit reporting agencies legal and other
professional advisers printers and mail house service providers manufacturers for plastic card production
(e.g. debit and credit cards) external dispute resolution schemes.
Disclosure overseas
There are also instances where we may have to send your personal information overseas or collect personal
information from overseas. These instances include: sending your personal information to companies in the
group. When you have asked us to do so when we are authorised or required by law to do so when we have
outsourced a business activity or function to an overseas service provider with whom we have a contractual
arrangement certain electronic transactions or when it is necessary in order to facilitate a transaction
on your behalf. We will only send your personal information overseas or collect personal information about
you from overseas for the purposes in this statement.
Access
You can request access to the personal information we hold about you by contacting us. In some circumstances,
we are able to deny your request for access to personal information. If we deny your request for access, we
will tell you why. If accessing your personal information will take an extended period of time, we will inform
you of the likely delay. For more detailed requests for access to personal information, for example, access to
information held in archives, a fee may be charged to cover the associated cost of retrieval and supplying this
information.
Marketing
We would like to use and disclose your personal information to keep you up to date with the range of products
and services available from. Generally, our companies in the group will use and disclose your personal
information for ’s marketing purposes. If you do not want us to use and disclose your personal information
for the purpose of marketing products and services to you, you should contact us and tell us.
Contact
Please contact us to:
change your mind at any time about receiving marketing material request access to the personal information we
hold about you or obtain more information about our privacy practices by asking for a copy of our Privacy
Policy You can contact us by calling 13 ** 75 or contacting us at .com.au or by visiting any of our branches.
Our Privacy Policy can also be found on our website at .com.au at the bottom of the page by clicking on Privacy.
Authority to obtain credit information
I/We understand that by signing this application, consent is given to:
close to a credit reporting agency certain personal information about me/us including: identity particulars,
amount of credit applied for in this application, payments which may become more than 60 days overdue any
serious credit infringement which believes I/we have committed, advice that payments are no longer overdue
and/or that credit provided to me/us has been discharged.Obtain from a credit reporting agency a report
containing personal credit information about me/us and, a report containing information about my/our commercial
activities or commercial credit worthiness, to enable to assess this application for credit. I/We further
consent to and acknowledge that may at its discretion obtain second and/or subsequent credit reports prior to
funding (settlement) or withdrawal of this application, in order to reassess my/our application for credit. Give
and obtain from any credit provider(s) that may be named in this application or in a report held by a credit
reporting agency information about my/our credit arrangements, including information about my/our credit
worthiness, credit standing, credit history, credit capacity for the purpose of assessing an application for
credit, notifying any default by me/us.
Confirm my employment details from my employer, accountant or tax agent named in this application. Confirm my
income received on an investment property from any nominated real estate agent.
Acknowledgments & Declarations
By signing below, I/we agree that I/we, have read and understood this application declare that all information
provided in this application is true and correct authorize to make any enquiries it considers necessary to
verify the information provided in this application and in support of this application agree to , in accordance
with the Privacy Statement included in this application and the Privacy Policy consent to the disclosures set
out in the Authority to Obtain Credit Information consent to disclosing information about my/our application,
credit report, loan balance from time to time and associated information relevant to the calculation of
commission to the agent nominated in this application and to any organization under which the agent may operate
or by whom the agent is employed agree to transmitting my/our personal information by electronic means
Application Form without OD
Application Number: <XXXXXXXXXXXX>
Application Branch: <XXX> <Branch>
Date: YYYY-MM-DD
Applicants:
Applicant 1
Applicant 2
Product Details
Application Type: <New>
Product: <Product Name>
Fund Account: <Y> or <N>
Overdraft Requested: <Y> or <N>
Amount: <XXXXXX>
Personal Details
Primary Applicant Name/Joint Applicant Name/Guarantor Name: Applicant 1 Name
Date of Birth: YYYY-MM-DD
Gender: <Male> / <Female>
Resident Status: <XXXXX>
Birth Country: <XXXXXX>
Nationality: <XXXXXXX>
Citizenship By: <XXXXXXX>
ID Type: <XXXXXXX>
Unique ID No: <XXXXXXX>
Valid Till:
Address:
Address Line1
Address Line2
State
City
Pin code
Nominee Details:
Mandate Details
Mode of Operation
<XYZ>
Privacy Statement
We would like to inform you that:
Purpose of collection
Personal information is information about an identifiable individual and includes facts or an opinion about
you which identifies you or by which your identity can be reasonably determined. The collection of your
personal information is essential to enable us to conduct our business of offering and you with our range of
financial products and services.
We collect personal information for the purposes of:
identifying and protecting you when you do business with us establishing your requirements and providing the
appropriate product or service setting up, administering and managing our products and services assessing and
investigating and if accepted, managing a claim made by you under one or more of our product and training and
developing our staff and representatives. We may be required by law to collect your personal information.
These include, but are not limited to, anti-money laundering and taxation laws.
Consequences if personal information is not provided
If we request personal information about you and you do not provide it, we may not be able to provide you with
the financial product or service that you request, or provide you with the full range of services we offer.
Disclosure
We use and disclose your personal information for the purposes we collected it. We may also use and disclose
your personal information for a secondary purpose that is related to the purpose for which we collected it.
This would happen in cases where you would reasonably expect us to use or disclose your personal information
for that secondary purpose. In the case of sensitive information, any secondary purpose, use or disclosure
will be directly related to the purpose collection.
When necessary and in connection with purposes of collection, we may disclose your personal information to
and/or collect your personal information from:
Other companies within the. Where required or authorized under our relationship with our joint venture
companies. Information technology providers, including hardware and software vendors and consultants such
as programmers research and development service providers your advisers, agents or representatives our
advisers, agents or representatives if required or authorized to do so, regulatory bodies and government
agencies financial advisers lenders’ mortgage insurers and values credit reporting agencies legal and other
professional advisers printers and mail house service providers manufacturers for plastic card production
(e.g. debit and credit cards) external dispute resolution schemes.
Disclosure overseas
There are also instances where we may have to send your personal information overseas or collect personal
information from overseas. These instances include: sending your personal information to companies in the
group. When you have asked us to do so when we are authorised or required by law to do so when we have
outsourced a business activity or function to an overseas service provider with whom we have a contractual
arrangement certain electronic transactions or when it is necessary in order to facilitate a transaction
on your behalf. We will only send your personal information overseas or collect personal information about
you from overseas for the purposes in this statement.
Access
You can request access to the personal information we hold about you by contacting us. In some circumstances,
we are able to deny your request for access to personal information. If we deny your request for access, we
will tell you why. If accessing your personal information will take an extended period of time, we will inform
you of the likely delay. For more detailed requests for access to personal information, for example, access to
information held in archives, a fee may be charged to cover the associated cost of retrieval and supplying this
information.
Marketing
We would like to use and disclose your personal information to keep you up to date with the range of products
and services available from. Generally, our companies in the group will use and disclose your personal
information for ’s marketing purposes. If you do not want us to use and disclose your personal information
for the purpose of marketing products and services to you, you should contact us and tell us.
Contact
Please contact us to:
change your mind at any time about receiving marketing material request access to the personal information we
hold about you or obtain more information about our privacy practices by asking for a copy of our Privacy
Policy You can contact us by calling 13 ** 75 or contacting us at .com.au or by visiting any of our branches.
Our Privacy Policy can also be found on our website at .com.au at the bottom of the page by clicking on Privacy.
Authority to obtain credit information
I/We understand that by signing this application, consent is given to:
close to a credit reporting agency certain personal information about me/us including: identity particulars,
amount of credit applied for in this application, payments which may become more than 60 days overdue any
serious credit infringement which believes I/we have committed, advice that payments are no longer overdue
and/or that credit provided to me/us has been discharged.Obtain from a credit reporting agency a report
containing personal credit information about me/us and, a report containing information about my/our commercial
activities or commercial credit worthiness, to enable to assess this application for credit. I/We further
consent to and acknowledge that may at its discretion obtain second and/or subsequent credit reports prior to
funding (settlement) or withdrawal of this application, in order to reassess my/our application for credit. Give
and obtain from any credit provider(s) that may be named in this application or in a report held by a credit
reporting agency information about my/our credit arrangements, including information about my/our credit
worthiness, credit standing, credit history, credit capacity for the purpose of assessing an application for
credit, notifying any default by me/us.
Confirm my employment details from my employer, accountant or tax agent named in this application. Confirm my
income received on an investment property from any nominated real estate agent.
Acknowledgments & Declarations
By signing below, I/we agree that I/we, have read and understood this application declare that all information
provided in this application is true and correct authorize to make any enquiries it considers necessary to
verify the information provided in this application and in support of this application agree to , in accordance
with the Privacy Statement included in this application and the Privacy Policy consent to the disclosures set
out in the Authority to Obtain Credit Information consent to disclosing information about my/our application,
credit report, loan balance from time to time and associated information relevant to the calculation of
commission to the agent nominated in this application and to any organization under which the agent may operate
or by whom the agent is employed agree to transmitting my/our personal information by electronic means