1. Current Account Origination User Guide
  2. Regional Configuration

4 Regional Configuration

This library describes the regional configuration.

Oracle Banking Origination (OBO) has an ability to configure different geography requirements across varied implementation. Using the regional configurator feature, users are configured and enabled for a given Entity ID such as Default and Region Code.

The region specific configurations helps to ensure the workflows adhere to the geography practices, in terms of data capture and visualizations of the application screens. This model supports a framework which is used across OBMA domains to achieve specific end user experience.

Following region specific configuration are implemented:
  • Ability to set non-mandatory field to mandatory
  • Ability to set a field mandatory based on another field
  • Hiding a field
  • Capability to maintain LOV by geography
  • Capability to maintain default value in LOV for a given geography

This chapter describes US region specific configuration which are implemented in OBO.

The fields in below table are defaulted to the respective value from backend. These fields hidden on UI.

Table 4-1 Defaulted Values and Hidden on UI

Field Description
Preferred Currency

Defaulted to USD.

Appears in the Customer Information data segment of the Application Entry stage.
Account Currency

Defaulted to USD.

Appears in the Account Details data segment of the Application Entry stage.
Customer Category

Defaulted to Individual customer type.

Appears in the Customer Information data segment of the Application Entry stage.
Country of Residence

Defaulted to US.

Appears in the Customer Information data segment of the Application Entry stage.
Phone Banking

Defaulted to No.

From the Account Service Preferences data segment.
Direct Banking

Defaulted to No.

From the Account Service Preferences data segment.

Kisok Banking

Defaulted to No.

From the Account Service Preferences data segment.

Passbook

Defaulted to No.

From the Account Service Preferences data segment.

The fields in below table are not applicable for US region.

Table 4-2 Not Applicable

Field Description
Name in Local Language From in the Customer Information data segment of the Application Entry stage.
Citizenship By From the Customer Information data segment of the Application Entry stage.
Birth Country From the Customer Information data segment of the Application Entry stage.
Nationality From the Customer Information data segment of the Application Entry stage.
Preferred Languauge From the Customer Information data segment of the Application Entry stage.
Details Of Special Need From the Customer Information data segment of the Application Entry stage.
Remark for Special Need From the Customer Information data segment of the Application Entry stage.
Relationship Manager ID From the Customer Information data segment of the Application Entry stage.
Additional Info From all the Address section where applicable.
APY (in %) From the Interest Details data segment.

The fields in below table are used with US nomenclature in the respective screen.

Table 4-3 Nomenclature

Field Description
State/ Country Sub Division

The label is changed to State.

Appears in the below stages:

  • In the Address Details sections of the Customer Information data segment in the Application Entry stage.
  • In the Address Details sections of the Beneficiary Details data segment in the Application Entry stage.
Cheque

The label appears as Check.

Appears in the Account Details data segment of the Application Entry stage.

Appears in the Account Service Preferences data segment.
Checking Account Current Account product name appears as Checking Account.
Appears as mentioned below:
  • In maintenance process
    • Core Maintenance - Process Code screen
    • Retail Maintenance - Business Process Configuration and Business Product Configuration
  • In onboarding process
    • Product Catalogue - while initiating and selecting product for an account opening application
    • Value of Account Type field - Impacted data segment is Account Details or Product Details. This data segment appears in the respective stage as per configured. In Account Details or Product Details tile of the Summary data segment of the respective stage.
  • Notification Messages
  • Warning Messages
  • Error Messages
  • Process Name in the Free Task screen.
  • Global Actions - Application Info and Application Tracker
  • Dashboard widget of the respective product
  • Email Communication
  • All the Advices
National ID The label appears as SSN.

Appears in the Customer Information data segment of the Application Entry stage.

Appears in the Customer Information data segment.

Resident Status The lable appears as Citizenship Status.

The Citizen option also appears for selection in the drop-down list.

Appears in the Customer Information data segment of the Application Entry stage.

Appears in the Customer Information data segment.

Nominee Details The lable appears as Beneficiary Details.

This data segment appears in the Application Entry stage.

The fields in the below table are applicable for US region only.

Table 4-4 Region Specific

Field Description
Payable on Death / Transferable on Death Specify whether the amount is payable or transferable on the death of the applicant to the added nominee.
Tax Declaration In this section you can update the tax declaration details.
This section appears at below location
  • Customer Information data segment
  • While onboarding customer
Form Type Specify the form type for tax declaration.

If the Non Resident Alien option is selected from the Citizenship Status drop-down list then the Form Type is defaulted to W8-BEN and disable.

If the Citizen or Resident Alien option is selected from the Citizenship Status drop-down list then the Form Type is defaulted to W9 and disable.

Valid From Specify the date from which the form is valid.
Valid Till Specify the date on which the document is expired.
Remarks Specify the remarks.