Acronyms and Abbreviations

Table -1 Acronyms and Abbreviations

Abbreviation	Description
APR	Annual Percentage Rate
APY	Annual Percentage Yield
BNPL	Buy Now Pay Later
CCA	Composite Component Architecture
CASA	Current Account / Savings Account
CAOD	Current Account with Overdraft
CFPM	Credit Facilities Process Management
DS	Data Segment
EPI	Equated Periodic Instalment
FIDM	Financial Institution Data Match
FOP	Formatting Objects Processor
GL	General Ledger
IOI	Interest Only Instalment
IPA	In-Principle Approval
IRA	Individual Retirement Account
LMI	Lenders Mortgage Insurance
LTV	Loan to Value Ratio
NLP	Natural Language Processing
OBA	Oracle Banking Accounts
OBRLS	Oracle Banking Retail Lending Services
OBRH	Oracle Banking Retail Hub
OCR	Optical Character Recognition
OD	Overdraft
OFAC	Office of Foreign Assets Control
SLA	Service Level Agreement
SMB	Small and Medium Business
UI	User Interface
UDE	User-Defined Elements