Table of Contents

• Title and Copyright Information
• Preface
  • Purpose
  • Before you begin
  • Module Prerequisite
  • Audience
  • Documentation Accessibility
  • Critical Patches
  • Diversity and Inclusion
  • Related Resource
  • Conventions
  • Screenshot Disclaimer
  • Acronyms and Abbreviations
  • Symbols and Icons
  • Module Post requisite
• 1 Overview
• 2 Loan Simulation and Quick Assessment
  • 2.1 Loan Simulation
  • 2.2 Quick Assessment
• 3 Retail Loans Account Origination Process
  • 3.1 Retail Loan Account
  • 3.2 Application Entry Stage
    • 3.2.1 Applicant
      • 3.2.1.1 For Individual Customer Type
      • 3.2.1.2 For Small and Medium Business (SMB) Customer Type
    • 3.2.2 Relationships
    • 3.2.3 Loan Details
    • 3.2.4 Stake Holder Details
    • 3.2.5 Financial Details
    • 3.2.6 Collateral Details
    • 3.2.7 Terms and Conditions
    • 3.2.8 Review
  • 3.3 Application Enrichment Stage
    • 3.3.1 Mortgage Insurance
    • 3.3.2 Interest and Charges
    • 3.3.3 Loan Disbursement Details
    • 3.3.4 Loan Repayment Details
      • 3.3.4.1 Repayment Schedule
      • 3.3.4.2 User Defined Schedule
    • 3.3.5 Review
  • 3.4 Application Documents
    • 3.4.1 Document Generation
    • 3.4.2 Document Acceptance
    • 3.4.3 Review
  • 3.5 Loan Underwriting
    • 3.5.1 Credit Rating Details
    • 3.5.2 Legal Opinion
    • 3.5.3 Valuation Details
    • 3.5.4 Review
  • 3.6 Loan Assessment Stage
    • 3.6.1 Qualitative Scorecard
    • 3.6.2 Assessment Details
    • 3.6.3 Review
  • 3.7 Manual Credit Assessment
    • 3.7.1 Manual Assessment
    • 3.7.2 Review
  • 3.8 Manual Credit Decision
    • 3.8.1 Manual Decision
    • 3.8.2 Review
  • 3.9 Account Parameter Setup
    • 3.9.1 Review
  • 3.10 Supervisor Application Approval Stage
    • 3.10.1 Approval Details
    • 3.10.2 Review
  • 3.11 Offer Issue Stage
    • 3.11.1 Assessment Summary
    • 3.11.2 Document Generation
    • 3.11.3 Review
  • 3.12 Offer Accept / Reject Stage
    • 3.12.1 Document Acceptance
    • 3.12.2 Review
  • 3.13 Post Offer Amendment Stage
    • 3.13.1 Post Offer Amendment
    • 3.13.2 Loan Disbursement Details
    • 3.13.3 Loan Repayment Details
      • 3.13.3.1 Repayment Schedule
    • 3.13.4 Summary
  • 3.14 Account Approval Stage
    • 3.14.1 Collateral Perfection Details
    • 3.14.2 Loan Summary Details
    • 3.14.3 Review
  • 3.15 Global Actions
    • 3.15.1 Smart Assist
    • 3.15.2 Application Details
    • 3.15.3 Application Info
    • 3.15.4 Customer 360
    • 3.15.5 Documents
    • 3.15.6 Remarks
    • 3.15.7 Advices
    • 3.15.8 Conditions and Covenants
    • 3.15.9 Clarification Details
    • 3.15.10 Solicitor Details
• 4 Instant Retail Loan Account Opening Process
• 5 Simplified Application
• 6 Quick Account Opening
  • 6.1 Loan Disbursement Details
  • 6.2 Loan Repayment Details
  • 6.3 Document Generation
  • 6.4 Document Acceptance
  • 6.5 Summary
• 7 Buy Now Pay Later
• A Error Codes and Messages
• B Advices
• Index