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The collection of your personal information is essential to enable us to conduct our business of offering and you with our range of financial products and services. We collect personal information for the purposes of: identifying and protecting you when you do business with us establishing your requirements and providing the appropriate product or service setting up, administering and managing our products and services assessing and investigating and if accepted, managing a claim made by you under one or more of our product and training and developing our staff and representatives.We may be required by law to collect your personal information. These include, but are not limited to, anti-money laundering and taxation laws. Consequences if personal information is not provided If we request personal information about you and you do not provide it, we may not be able to provide you with the financial product or service that you request, or provide you with the full range of services we offer. Disclosure We use and disclose your personal information for the purposes we collected it.We may also use and disclose your personal information for a secondary purpose that is related to the purpose for which we collected it. This would happen in cases where you would reasonably expect us to use or disclose your personal information for that secondary purpose. In the case of sensitive information, any secondary purpose, use or disclosure will be directly related to the purpose collection. When necessary and in connection with purposes of collection, we may disclose your personal information to and/or collect your personal information from: Disclosure overseas Access You can request access to the personal information we hold about you by contacting us. In some circumstances, we are able to deny your request for access to personal information. If we deny your request for access, we will tell you why. If accessing your personal information will take an extended period of time, we will inform you of the likely delay. For more detailed requests for access to personal information, for example, access to information held in archives, a fee may be charged to cover the associated cost of retrieval and supplying this information. Marketing Contact Please contact us to: Authority to obtain credit information credit standing, credit history, credit capacity for the purpose of assessing an application for credit, notifying any default by me/us. Confirm my employment details from my employer, accountant or tax agent named in this application. Confirm my income received on an investment property from any nominated real estate agent. Acknowledgments & Declarations END Area Detail area 18 START Area Detail area 23 ID Detail area 23 2eddebb6-25af-4845-a79d-a2b10cb90a43 ID Detail header 23 f3774a10-f318-4093-bcb7-0146265f6b53 ID Applicant d645a05e-051d-4d65-9681-bd17eba327f1 Applicant ID Date e216b998-6cd0-4e3b-94bb-fc6c28dcf30c Date ID Signature 16b6fa6c-7b3d-4d64-9667-c55d267074ec Signature repetition of Detail area 23 ID applicant 6e89df4c-e8fa-4a0a-99cf-8e7e51322e85 ID date 3d2406be-85b5-4d66-8555-58d8cf9053a5 ID signature c66e4f2a-d8bb-4797-bbc1-193fca7f835c END Area Detail area 23 START Area Report Footer ID Report Footer 1657e0df-20f1-45b0-bbce-83a38a964ff0 repetition of Report Footer END Area Report Footer END Area Report Header