Acronyms and Abbreviations

The list of the acronyms and abbreviations that are used in this guide are as follows:

Table -1 Acronyms and Abbreviations

Acronyms and Abbreviations	Description
AER	Annual Equivalent Rate
API	Application Programming Interface
APY	Annual Percentage Yield
AUF	Advance Against Uncollected Funds
CIF	Customer Identification File
DMS	Document Management Service
DOB	Date of Birth
GL	General Ledger
HNI	High Net Worth Individual
KYC	Know Your Customer
LTV	Loan to Value
OD	Overdraft
OFAC	Office of Foreign Assets Control
PIN	Postal Index Number
POI	Proof Of Identity
PTY	Party
SIN	Social Insurance Number
SMB	Small and Medium Business
SSN	Social Security Number
TOD	Temporary Overdraft