Acronyms and Abbreviations

Table -1 Acronyms and Abbreviations

Abbreviation	Description
AER	Annual Equivalent Rate
APR	Annual Percentage Rate
APY	Annual Percentage Yield
ATIN	Adoption Taxpayer Identification Number
BNPL	Buy Now Pay Later
CAOD	Current Account with Overdraft
CASA	Current Account and Savings Account
CCA	Composite Component Architecture
CFPM	Credit Facilities Process Management
DS	Data Segment
ECOA	Equal Credit Opportunity Act
EIN	Employer Identification Number
EMV	Estimated Market Value
EPI	Equated Periodic Instalment
FIDM	Financial Institution Data Match
FOP	Formatting Objects Processor
GL	General Ledger
IOI	Interest Only Instalment
IPA	In-Principle Approval
IRA	Individual Retirement Account
ITIN	Individual Taxpayer Identification Number
LMI	Lenders Mortgage Insurance
LTV	Loan-to-Value Ratio
MMSA	Money Market Savings Account
NLP	Natural Language Processing
OBA	Oracle Banking Accounts
OBRH	Oracle Banking Retail Hub
OBRLS	Oracle Banking Retail Lending Servicing
OD	Overdraft
OFAC	Office of Foreign Assets Control
SLA	Service Level Agreement
SMB	Small and Medium Business
SSN	Social Security Number
TIN	Taxpayer Identification Number
TISA	Truth in Savings Act
UDE	User-Defined Elements
UI	User Interface