Support for Uploading ACH Operator Acknowledgement Files

Support is provided to upload ACH Operator Acknowledgement files for ACH files dispatched to the ACH operator. Banks receive an acknowledgement message containing the acknowledgement status and any error details. The uploaded acknowledgement file is linked to the corresponding dispatched file, improving operational visibility into network and operator acknowledgement outcomes and error diagnostics.

A new file type, US_ACH_NETWORK_ACKGT, is defined to upload the ACH acknowledgement file through the File Envelope API and the File Envelope Upload screen (Function ID: PMDFLEVP). A new browser screen, Inbound US ACH Acknowledgement Receipt Summary (Function ID: PNSACKSM), is provided to view details of uploaded acknowledgement files.

The acknowledgement file is matched to the previously dispatched file using the following fields, which are present in the acknowledgement file and in the dispatched file header:

• Immediate Origin
• Immediate Destination
• File Creation Date
• File Creation Time
• File ID Modifier

The US ACH Dispatch Log Summary screen (Function ID: PMSDNLOG) is enhanced to display the acknowledgement details for a previously dispatched file, including the file-level status and associated error details. Batch-level acknowledgement status is also displayed for the batches within the dispatched file.