3.3.15 Processing Cutoff Validation

• Processing cutoff maintenance (PMDCTOFF) is checked if the activation date is today. The current host time is checked against the Processing Cutoff Time maintained.
• Processing Cut-off time check is done only for transaction with payment Activation date is the current date.
• If payment processing time is lesser than or equal to the Cutoff date-time derived, then the payment is considered as ‘Pre-Cutoff’ payment and proceeds with further processing.
• If payment processing time exceeds the Cutoff date-time derived, then the payment is considered as ‘Post Cutoff’ payment and the post cutoff status is updated for the transaction.

Note:

Transaction authorization date and time if received from channels, same will be used for process cutoff check if the validation is done on the same day.

For records received in pain.001 file, the file creation date and time will be used for cutoff check if the same is configured for the source in Source code maintenance. This is applicable for online channels which send the transactions in pain.001 format.