1.2.3.13 Network Cut-Off Check

Validates outbound credit transactions against network-specific cut-off times before processing.

For Same-day and Standard outbound credit transactions, the network cut-off time is referred from the US ACH Network Preference (PNDNWPRF) maintenance.

For same day transactions, if the same day cutoff time has passed but the standard cutoff time has not yet been reached, the system updates the settlement method to Standard and sets the effective date to the next banking day. This occurs only if the Process as Standard ACH after Cutoff Time option is enabled in US ACH Network Preference (PNDNWPRF).

If this parameter is not enabled, the transaction is processed according to the auto queue preference defined for the source in Source Maintenance Detailed (PMDSORCE). The available options are Rollover the dates, Cancel, or Retain in Queue. If the standard cutoff time has also passed, the auto queue preference will still be applied.

Note:

For transactions received in origination files, the rollover preference is derived from Non-Urgent Payment Preferences (Function ID: PMDONPRF or PMDONCST). For transactions with the settlement method set to Standard, only the standard cutoff time applies.